1165 N Cedar Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1165 N Cedar Lake Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,845 sqft · built 1968
Lot Size	2.53 acres (110,637 sqft)
Owner	Individual Name on Record
Tax Bill	$4,024 (2026)
Flood Zone	Zone X (minimal risk)
APN	`465-0072-00010`

Property Details

APN / Parcel Number

Primary APN	`465-0072-00010`
Alternative APN	`517318`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,845 sqft Gross Area
1st Floor Area	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Construction Type	Frame
Lot Area	110,637 sqft (2.53 acres)
Garage Type	Detached
Garage Area	2,460 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Cabin	616 sqft
Storage Building	72 sqft
Pole Barn	1,540 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	517318
Street Address	1165 N CEDAR LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0001 BLOCK:000 SERIAL #
Legal Subdivision	THE CEDARS TOWN OF MORSE
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1001
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 515, ELY, MN 55731-0515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 4, 2015
Transfer Doc	00A1258937
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,024.00 (-0.35%) Homeowner's exemption
2025	$4,038.00 (+8.84%) Homeowner's exemption	$489,200 (+2.77%) Land $201,200 Building $288,000	$489,200 (+2.77%) Land $201,200 Building $288,000
2024	$3,710.00	$476,000 (+13.58%) Land $201,200 Building $274,800	$476,000 (+13.58%) Land $201,200 Building $274,800
2022		$419,100 Land $165,900 Building $253,200	$419,100 Land $165,900 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 89% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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