1298 Evergreen Ln, Elgin, IL 60123 Property Records

Kane County property record for 1298 Evergreen Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2024)
Tax Bill	$9,865 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-202-014`

Property Details

APN / Parcel Number

Primary APN	`06-33-202-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,172 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1298 EVERGREEN LN
City	ELGIN
State	IL
Zip	60123-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 654
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	654
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	851907

Owner

1298 Evergreen Ln is owned by two individuals who bought it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 SOUTH AVE, SAINT CHARLES, IL 60174-3154
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	20241857
Prior Transfer Date	Sep 12, 1997
Prior Transfer Doc	0000076198
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2024
Property Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101
Document Number	0000001857
Map Reference	DOC 96K061152
Instrument Date	Dec 29, 2023
Instrument	2024K001857
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101

Mortgage

Document Number	0000001858
Date	Jan 18, 2024
Instrument	2024K001858

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 29, 2021
Property Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101
Document Number	0000088947
Map Reference	DOC 96K051152
Instrument Date	Jul 30, 2021
Instrument	2021K088947
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1454 ANGLE TARN, 1454, WEST DUNDEE, IL 60118-3152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101

Mortgage

Document Number	0000088948
Date	Nov 29, 2021
Instrument	2021K088948

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059388
Date	Oct 7, 2020
Instrument	2020K059388

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1298 EVERGREEN LN, ELGIN, IL 60123-4101
Document Number	0000036793
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 EVERGREEN LN ELGIN IL 601234101, ELGIN, IL 60123-4101

Mortgage

Document Number	0000036793
Date	Aug 15, 2019
Instrument	36793

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1298 Evergreen Ln was $9,865.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,865.00	$137,309 (+8.57%) Land $30,744 Building $106,565	$412,092 (+8.57%) Land $92,269 Building $319,823
2024		$126,470 Land $28,317 Building $98,153	$379,562 Land $84,985 Building $294,577
2022	$8,513.00 (+4.4%) Homeowner's exemption	$104,181 (+6.96%) Land $23,326 Building $80,855	$312,543 (+6.96%) Land $69,978 Building $242,565
2021	$8,154.00 Homeowner's exemption	$97,402 Land $21,808 Building $75,594	$292,206 Land $65,424 Building $226,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1298 Evergreen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1298 Evergreen Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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