1295 Evergreen Ln, Elgin, IL 60123 Property Records

Kane County property record for 1295 Evergreen Ln, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1997
Square Footage	1,976 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2023)
Tax Bill	$9,790.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-33-203-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,976 sqft Living Area
Gross Area	3,172 sqft Gross Area
Basement Area	1,196 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame Construction
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	1295 EVERGREEN LN
City	ELGIN
State	IL
Zip	60123-4102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 650
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	650
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records · APN 06-33-203-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1295 EVERGREEN LN, ELGIN, IL 60123-4102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Prior Sale	Aug 18, 2004 · Amount on Record
Deed Doc Number	202317963
Prior Transfer Date	Feb 11, 2002
Prior Transfer Doc	0000034245
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 05, 2023
Property Address	1295 EVERGREEN LN, ELGIN, IL 60123-4102
Document Number	0000017963
Map Reference	DOC 96K061152
Instrument Date	May 23, 2023
Instrument	2023K017963
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 EVERGREEN LN, ELGIN, IL 60123-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1295 EVERGREEN LN, ELGIN, IL 60123-4102

Mortgage

Document Number	0000017964
Date	Jun 05, 2023
Instrument	2023K017964

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,790.00 (+22.15%)
2024		$125,568 (+21.39%) Land $28,317 Building $97,251	$376,855 (+21.44%) Land $84,985 Building $291,870
2022	$8,015.00 (+4.83%) Homeowner's exemption	$103,438 (+6.96%) Land $23,326 Building $80,112	$310,314 (+6.96%) Land $69,978 Building $240,336
2021	$7,646.00 Homeowner's exemption	$96,707 Land $21,808 Building $74,899	$290,121 Land $65,424 Building $224,697

Flood & Wildfire

1295 Evergreen Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.