1289 Evergreen Ln, Elgin, IL 60123 Property Records

Kane County property record for 1289 Evergreen Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2025)
Tax Bill	$9,452 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-203-012`

Property Details

APN / Parcel Number

Primary APN	`06-33-203-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,964 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1289 EVERGREEN LN
City	ELGIN
State	IL
Zip	60123-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 6 LOT 647
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	6
Legal Block	4
Legal Lot Number	647
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	378 BRITTANY CT, F, GENEVA, IL 60134-3659
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	202532708
Prior Transfer Date	Apr 28, 1997
Prior Transfer Doc	0000036557
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1289 EVERGREEN LN, ELGIN, IL 60123-4102
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000870
Date	Jan 5, 2022
Instrument	2022K000870

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 19, 2020
Property Address	1289 EVERGREEN LN, ELGIN, IL 60123-4102
Document Number	0000062034
Map Reference	DOC 96K061152
Instrument Date	Jul 6, 2020
Instrument	2020K062034
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1289 EVERGREEN LN, 1289, ELGIN, IL 60123-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1289 EVERGREEN LN, ELGIN, IL 60123-4102

Mortgage

Document Number	0000062035
Date	Oct 19, 2020
Instrument	2020K062035

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2020
Property Address	1289 EVERGREEN LN, ELGIN, IL 60123-4102
Document Number	0000062036
Instrument Date	Jul 6, 2020
Instrument	62036
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1289 EVERGREEN LN ELGIN IL 601234102, ELGIN, IL 60123-4102

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2020
Property Address	1289 EVERGREEN LN, ELGIN, IL 60123-4102
Document Number	0000028127
Instrument Date	May 4, 2020
Instrument	28127
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1289 EVERGREEN LN ELGIN IL 601234102, ELGIN, IL 60123-4102

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,452.00 (+15.88%) Homeowner's exemption	$131,900 (+8.57%) Land $30,744 Building $101,156	$395,858 (+8.57%) Land $92,269 Building $303,589
2024		$121,488 (+21.39%) Land $28,317 Building $93,171	$364,610 (+21.44%) Land $84,985 Building $279,625
2022	$8,157.00 (+4.42%) Homeowner's exemption	$100,077 (+6.96%) Land $23,326 Building $76,751	$300,231 (+6.96%) Land $69,978 Building $230,253
2021	$7,812.00 Homeowner's exemption	$93,565 Land $21,808 Building $71,757	$280,695 Land $65,424 Building $215,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	ELGIN
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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