Putnam County property record for 12978 Rd 16, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,596 sqft · built 1978 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,545,000 (Feb 2026) |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jun 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-031090.0000 |
| Primary APN | 53-031090.0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Attic | Attic |
| Attic Area | 738 sqft |
| Basement Area | 1,596 sqft |
| Finished Basement | 188 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 12978 ROAD 16 |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 6E 33 SWCOR W SE |
| Legal Range | 6E |
| Legal Township | 1N |
| Legal Section | 33 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30600 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Jun 18, 2010 | Deed of Trust, Mortgage SUPERIOR FCU |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Sep 29, 2008 | Warranty Deed, Transfer SUPERIOR FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Deed Document Number | 2026828 |
| Deed Book / Page | 784 / 1890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00719/1870 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 719/1870 |
| Instrument | 202000001730 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00615/0899 |
|---|---|
| Date | Jun 18, 2010 |
| Book Page | 615/0899 |
| Instrument | 201000002637 |
| Name | SUPERIOR FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jul 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Feb 26, 2026 |
| Property Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Document Number | 00784/1890 |
| Book / Page | 784 / 1890 |
| Map Reference | MB 18 PG 46 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 202600000828 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Document Number | 202600000829 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 202600000829 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Nov 17, 2020 |
| Property Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Document Number | 00727/1590 |
| Book / Page | 727 / 1590 |
| Map Reference | MB 18 PG 46 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 202000005880 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Document Number | 202000005881 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 202000005881 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Sep 29, 2008 |
| Property Address | 12978 ROAD 16, OTTAWA, OH 45875-9243 |
| Document Number | 00595/2188 |
| Book / Page | 595 / 2188 |
| Instrument Date | Sep 24, 2008 |
| Instrument | 200800005285 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 00595/2190 |
|---|---|
| Date | Sep 29, 2008 |
| Book Page | 595/2190 |
| Instrument | 200800005286 |
| Name | SUPERIOR FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45804 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2038 |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Union Township |
| Unified School District | Kalida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 (+2.86%) Homeowner's exemption | $62,240 (+0.24%) Land $5,190 Building $57,050 | $177,830 (+0.24%) Land $14,830 Building $163,000 |
| 2024 | $1,783.00 (-8.89%) Homeowner's exemption | $62,090 (+9.56%) Land $5,190 Building $56,900 | |
| 2023 | $1,957.00 (-1.76%) Homeowner's exemption Additional exemption filed | $56,670 (-) Land $4,100 Building $52,570 | $177,400 (+9.57%) Land $14,830 Building $162,570 |
| 2022 | $1,992.00 | $56,670 Land $4,100 Building $52,570 | |
| 2020 | $161,910 Land $11,710 Building $150,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kalida Telephone Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
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