12732 Rd 16, Ottawa, OH 45875 Property Records

Putnam County property record for 12732 Rd 16, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,458 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,624 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-031080.0200`

Property Details

APN / Parcel Number

Primary APN	`53-031080.0200`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	1,893 sqft
Upper Floors Area	821 sqft
Attic	Attic
Attic Area	615 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Poultry House	Poultry House
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	12732 ROAD 16
City	OTTAWA
State	OH
Zip	45875-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 33 EMDPT W SE
Legal Range	6E
Legal Township	1N
Legal Section	33
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2005
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12732 ROAD 16, OTTAWA, OH 45875-9222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12732 ROAD 16, OTTAWA, OH 45875-9222
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00756/1726
Date	May 30, 2023
Book Page	756/1726
Instrument	202300001826

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12732 ROAD 16, OTTAWA, OH 45875-9222
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00742/1515
Date	Jan 14, 2022
Book Page	742/1515
Instrument	202200000191

Lender

Name	THE UNION BANK
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12732 ROAD 16, OTTAWA, OH 45875-9222
Transaction Type	Mortgage
Record Updated	Sep 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003746
Date	Sep 6, 2017
Book Page	692/0412
Instrument	201700003746

Lender

Name	THE UNION BANK CO
Type	Bank
Address	Kalida, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,624.00 (-6.55%) Homeowner's exemption	$157,590 (+31.37%) Land $8,210 Building $149,380	$450,260 (-) Land $23,460 Building $426,800
2023	$4,948.00 (+18.63%) Homeowner's exemption Additional exemption filed	$119,960 (-) Land $6,280 Building $113,680	$450,260 (+31.37%) Land $23,460 Building $426,800
2022	$4,171.00 Homeowner's exemption	$119,960 Land $6,280 Building $113,680
2020			$342,740 Land $17,940 Building $324,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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