12409 Rd 16, Ottawa, OH 45875 Property Records

Putnam County property record for 12409 Rd 16, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,836 sqft · built 1978
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-032090.0000`

Property Details

APN / Parcel Number

Primary APN	`53-032090.0000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	1,332 sqft
Upper Floors Area	504 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	690 sqft
Shed	1 Shed
Shed Area	80 sqft
Granary	420 sqft
Stable	1,080 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	12409 ROAD 16
City	OTTAWA
State	OH
Zip	45875-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 34 SWPT NPT W NW VAL INCL 53-0320.80.0100
Legal Range	6E
Legal Township	1N
Legal Section	34
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2004
Census Tract	30600

Owner

Source: Putnam County records · APN 53-032090.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12409 ROAD 16, OTTAWA, OH 45875-9222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	12409 ROAD 16, OTTAWA, OH 45875-9222
Transaction Type	Mortgage
Record Updated	Jan 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716/0888
Date	Jan 02, 2020
Book Page	716/0888
Instrument	202000000007

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2035

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+2.91%) Homeowner's exemption	$98,730 (-) Land $6,770 Building $91,960	$282,080 (-) Land $19,340 Building $262,740
2024	$2,821.00 (-9.15%) Homeowner's exemption	$98,730 (+33.55%) Land $6,770 Building $91,960
2023	$3,105.00 (+19.65%) Homeowner's exemption Additional exemption filed	$73,930 (-) Land $5,330 Building $68,600	$282,080 (+33.54%) Land $19,340 Building $262,740
2022	$2,595.00 Homeowner's exemption	$73,930 Land $5,330 Building $68,600
2020			$211,230 Land $15,230 Building $196,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 1, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Kalida Telephone Company Fiber	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Defiance Holdings, HDER Link.

Based on FCC filings for 6 locations within half a mile of this property.

Nearby Properties on Rd 16

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