Orange County property record for 12976 Langstaff Dr, Windermere, FL 34786
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,184 sqft · built 2005 |
| Lot Size | 0.55 acres (2,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Aug 2016) |
| Tax Bill | $2,835 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-24-27-5319-02-200 |
| Primary APN | 01-24-27-5319-02-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 1,769 sqft |
| 1st Floor Area | 640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,396 sqft (0.55 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12976 LANGSTAFF DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-9455 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE - LAKE REAMS TOWNHOMES (JACKSON PROPERTY ) 53/52 LOT 220 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 01 |
| Legal Subdivision | LAKES OF WINDERMERE LAKE REAMS TOWNHOMES |
| Legal Tract | 5319 |
| Legal Block | 2 |
| Legal Lot Number | 220 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17112 |
Source: Orange County assessment roll, APN 01-24-27-5319-02-200, as of April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12976 LANGSTAFF DR, WINDERMERE, FL 34786-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Jul 06, 2018 | Loan Modification, Mortgage · Conventional with PMI PARTNERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Prior Sale | Jul 01, 2005 · Amount on Record |
| Deed Document Number | 2016445224 |
| Prior Transfer Date | Jun 10, 2009 |
| Prior Transfer Doc | 0000362781 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12976 LANGSTAFF DR, WINDERMERE, FL 34786-9455 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12976 LANGSTAFF DR, WINDERMERE, FL 34786-9455 |
| Document Number | 0000565276 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 20220565276 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12976 LANGSTAFF DR, WINDERMERE, FL 34786-9455 |
| Document Number | 0000501004 |
| Instrument Date | Jul 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12976 LANGSTAFF DR WINDERMERE FL 347869455, WINDERMERE, FL 34786-9455 |
| Document Number | 0000501004 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 501004 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | EWING, NJ 08618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,386 (+2.7%) | $283,140 (-4.07%) Land $70,000 Building $213,140 | |
| 2025 | $2,835.00 (+6.7%) Homeowner's exemption | $186,354 (+5.99%) | $295,160 (+19.87%) Land $70,000 Building $225,160 |
| 2024 | $2,657.00 (+7.7%) | ||
| 2023 | $2,467.00 (+4.89%) Homeowner's exemption | $175,827 (+3%) | $246,239 (+5.82%) Land $65,000 Building $181,239 |
| 2022 | $2,352.00 Homeowner's exemption | $170,706 | $232,694 Land $65,000 Building $167,694 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 194 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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