1297 S Owl Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1297 S Owl Dr, Gilbert, AZ 85296

Property Summary

Property Type	Condominium
Details	2 ba · 1,061 sqft · built 2004
Lot Size	0.016 acres (725 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Nov 2017)
Tax Bill	$819 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-29-683`

Property Details

APN / Parcel Number

Primary APN	`304-29-683`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,061 sqft Living Area
1st Floor Area	307 sqft
2nd Floor Area	754 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	725 sqft (0.016 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1297 S OWL DR
City	GILBERT
State	AZ
Zip	85296-8469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	GARDENS PARCEL 5 CONDOMINIUM AMD MCR 671-46 UNIT 120 (PLEASE NOTE: FOR LEGAL DESCRITION REFERENCES REGARDING THE PERCENTAGE O
Legal Range	06E
Legal Township	01S
Legal Section	24
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GARDENS PARCEL 5 CONDOMINIUM AMD
Legal Lot Number	120
Legal Unit	120
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	814802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1297 S OWL DR, GILBERT, AZ 85296-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Loan Modification, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Feb 2, 2012 · Amount on Record
Deed Document Number	20170831007
Record Updated	Jun 8, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1297 S OWL DR, GILBERT, AZ 85296-8469
Document Number	0000082169
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 S OWL DR GILBERT AZ 852968469, GILBERT, AZ 85296-8469

Mortgage

Document Number	0000082169
Date	Jan 30, 2020
Instrument	82169

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1297 S OWL DR, GILBERT, AZ 85296-8469
Document Number	0000295920
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1297 S OWL DR GILBERT AZ 852968469, GILBERT, AZ 85296-8469

Mortgage

Document Number	0000295920
Date	Apr 26, 2019
Instrument	295920

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PHOENIX, AZ 85007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2024

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2017
Property Address	1297 S OWL DR, GILBERT, AZ 85296-8469
Document Number	0000831007
Map Reference	DOC2004-0217986
Instrument Date	Nov 3, 2017
Instrument	2017-0831007
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1297 S OWL DR, 1297, GILBERT, AZ 85296-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1297 S OWL DR, GILBERT, AZ 85296-8469

Mortgage

Document Number	0000831009
Date	Nov 8, 2017
Instrument	2017-0831009

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,020 (-6.19%)	$280,200 (-6.19%) Land $56,000 Building $224,200
2025	$819.00 (-6.93%)
2024		$29,870	$298,700 Land $59,700 Building $239,000
2023	$880.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon.

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