1295 S Owl Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1295 S Owl Dr, Gilbert, AZ 85296

Property Summary

Property Type	Condominium
Details	2 ba · 1,228 sqft · built 2004
Lot Size	0.019 acres (838 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Oct 2012)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`304-29-682`

Property Details

APN / Parcel Number

Primary APN	`304-29-682`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,228 sqft Living Area
1st Floor Area	389 sqft
2nd Floor Area	839 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	838 sqft (0.019 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1295 S OWL DR
City	GILBERT
State	AZ
Zip	85296-8469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	GARDENS PARCEL 5 CONDOMINIUM AMD MCR 671-46 UNIT 119 (PLEASE NOTE: FOR LEGAL DESCRITION REFERENCES REGARDING THE PERCENTAGE O
Legal Range	06E
Legal Township	01S
Legal Section	24
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GARDENS PARCEL 5 CONDOMINIUM AMD
Legal Lot Number	119
Legal Unit	119
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	814802

Owner

1295 S Owl Dr, a condominium, is owned by an individual who acquired it in October 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	453 SOUTHBROOK DR, NICHOLASVILLE, KY 40356-2933
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FCU
Oct 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ARIZONA LNDG SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2012 · Amount on File
Deed Sale	Oct 12, 2012 · Amount on File
Prior Sale	Oct 12, 2012 · Amount on File
Deed Document Number	0000928635
Last Transfer Date	Oct 20, 2017
Transfer Doc	0000778851
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203997
Date	Mar 7, 2022
Instrument	20220203997

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S OWL DR, GILBERT, AZ 85296-8469

Mortgage

Document Number	0000085161
Date	Jan 28, 2022
Instrument	20220085161

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248166
Date	Apr 3, 2018
Instrument	20180248166

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000540714
Date	Jun 19, 2020
Instrument	20200540714

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075141
Date	Jan 28, 2020
Instrument	20200075141

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Document Number	0000912339
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S OWL DR CONDO 5 GILBERT AZ 85296, GILBERT, AZ 85296

Mortgage

Document Number	0000912339
Date	Dec 13, 2018
Instrument	912339

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2033

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2017
Property Address	1295 S OWL DR, GILBERT, AZ 85296-8469
Document Number	0000778851
Instrument Date	Sep 13, 2017
Instrument	778851
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S OWL DR GILBERT AZ 852968469, GILBERT, AZ 85296-8469

Mortgage

Document Number	778852
Date	Oct 20, 2017
Instrument	778852

Lender

Name	ARIZONA LNDG SOURCE
Address	MESA, AZ 85210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1295 S Owl Dr was $1,069.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,620	$296,200 Land $59,200 Building $237,000
2025	$1,069.00
2024		$31,460	$314,600 Land $62,900 Building $251,700
2023	$1,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1295 S Owl Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 S Owl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon.

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