1296 Cutlass Rd, Orange Park, FL 32065 Property Records

Clay County property record for 1296 Cutlass Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1994
Lot Size	0.21 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,200 (Jul 2020)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-25-007969-094-76`

Property Details

APN / Parcel Number

Primary APN	`21-04-25-007969-094-76`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	2,049 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Area	437 sqft
Porch	Porch
Porch Area	28 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1296 CUTLASS RD
City	ORANGE PARK
State	FL
Zip	32065-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 76 BEAR RUN UNIT 6 AS RECO R 4325 PG 522
Legal Range	25
Legal Township	04
Legal Section	21
Legal Subdivision	BEAR RUN
Legal Lot Number	76
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30903

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1296 CUTLASS RD, ORANGE PARK, FL 32065-6673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 10, 2019	Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Apr 3, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	2020032876
Deed Book / Page	4325 / 522
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 2, 2020
Property Address	1296 CUTLASS RD, ORANGE PARK, FL 32065-6673
Document Number	0043250522
Book / Page	004325 / 000522
Instrument Date	Jun 30, 2020
Instrument	32876
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 CUTLASS RD ORANGE PARK FL 320656673, ORANGE PARK, FL 32065-6673

Mortgage

Document Number	43250524
Date	Jul 2, 2020
Book Page	004325/000524
Instrument	32877

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Dec 10, 2019
Property Address	1296 CUTLASS RD, ORANGE PARK, FL 32065-6673
Document Number	0042590112
Book / Page	004259 / 000112
Instrument Date	Nov 26, 2019
Instrument	65460
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$882.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11031 ASHFORD GABLE PL JACKSONVILLE FL 322573776, JACKSONVILLE, FL 32257-3776

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY FL
Recording Date	Apr 3, 2019
Property Address	1296 CUTLASS RD, ORANGE PARK, FL 32065-6673
Document Number	0041791510
Book / Page	004179 / 001510
Instrument Date	Mar 29, 2019
Instrument	16653
Transaction Type	Foreclosure
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$245.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR RIVIERA BEACH FL 334071610, RIVIERA BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (-8.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$182,645 (+5.99%)	$225,820 (+0.56%) Land $40,000 Building $185,820
2023	$2,037.00 (+2.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$172,329 (+3%)	$224,558 (+15.86%) Land $40,000 Building $184,558
2022	$1,988.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$167,310	$193,824 Land $35,000 Building $158,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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