Clay County property record for 1285 Cutlass Rd, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1995 |
| Lot Size | 0.214 acres (9,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,900 (Apr 1995) |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-25-007969-094-18 |
| Primary APN | 21-04-25-007969-094-18 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 2,305 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,336 sqft (0.214 acres) |
| Garage Area | 416 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 141 sqft |
| Patio Area | 180 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1285 CUTLASS RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-6674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 18 BEAR RUN UNIT 6 AS RECO R 1546 PG 1599 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 21 |
| Legal Subdivision | BEAR RUN |
| Legal Lot Number | 18 |
| Legal Unit | 6 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30903 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1285 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1995 · Amount on Record |
| Deed Sale | Apr 7, 1995 · Amount on Record |
| Deed Document Number | 0015461599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1285 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1285 CUTLASS RD, ORANGE PARK, FL 32065-6674 |
| Document Number | 0046822190 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 4682/2190 |
| Instrument | 2023002553 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 (-14.37%) Homeowner's exemption | $126,117 (+5.99%) | $244,361 (+1.41%) Land $40,000 Building $204,361 |
| 2023 | $1,531.00 (+12%) Homeowner's exemption | $118,994 (+3%) | $240,967 (+15.82%) Land $40,000 Building $200,967 |
| 2022 | $1,367.00 Homeowner's exemption | $115,529 | $208,048 Land $35,000 Building $173,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (2009–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures