1289 Cutlass Rd, Orange Park, FL 32065 Property Records

Clay County property record for 1289 Cutlass Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,838 sqft · built 1994
Lot Size	0.261 acres (11,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Nov 2018)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-25-007969-094-17`

Property Details

APN / Parcel Number

Primary APN	`21-04-25-007969-094-17`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Heated Area
Gross Area	2,488 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,411 sqft (0.261 acres)
Garage Area	396 sqft
Porch	Porch
Porch Area	114 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1289 CUTLASS RD
City	ORANGE PARK
State	FL
Zip	32065-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 17 BEAR RUN UNIT 6 AS RECO R 4144 PG 1725
Legal Range	25
Legal Township	04
Legal Section	21
Legal Subdivision	BEAR RUN
Legal Lot Number	17
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30903

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1289 CUTLASS RD, ORANGE PARK, FL 32065-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2018061941
Deed Book / Page	4144 / 1725
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1289 CUTLASS RD, ORANGE PARK, FL 32065-6674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042790955
Date	Feb 18, 2020
Book Page	4279/0955
Instrument	2020008469

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1289 CUTLASS RD, ORANGE PARK, FL 32065-6674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043792019
Date	Nov 23, 2020
Book Page	4379/2019
Instrument	2020061243

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (-5.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$209,382 (+5.99%)	$283,170 (-0.22%) Land $40,000 Building $243,170
2023	$2,420.00 (+2.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$197,556 (+3%)	$283,807 (+16.02%) Land $40,000 Building $243,807
2022	$2,361.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,802	$244,615 Land $35,000 Building $209,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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