12955 Francis Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 12955 Francis Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 1985
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2013)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-400-003-000`

Property Details

APN / Parcel Number

Primary APN	`023-400-003-000`
Alternative APN	`23-400-03-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Lot Area	18,731 sqft (0.43 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	23-400-03-000
Street Address	12955 FRANCIS DR
City	GRASS VALLEY
State	CA
Zip	95949-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 11 ALTA SIERRA ESTATES #19
Legal Subdivision	ALTA SIERRA ESTATES #19
Legal Lot Number	11
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2007
Census Tract	102

Owner

12955 Francis Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12955 FRANCIS DR, GRASS VALLEY, CA 95949-6516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2013 · Amount on File
Deed Sale	Jan 7, 2013 · Amount on File
Prior Sale	Jun 21, 2012 · Amount on File
Deed Document Number	2013404
Last Transfer Date	Jun 5, 2017
Transfer Doc	0000012807
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12955 FRANCIS DR, GRASS VALLEY, CA 95949-6516
Document Number	0000016219
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12955 FRANCIS DR GRASS VALLEY CA 959496516, GRASS VALLEY, CA 95949-6516

Mortgage

Document Number	0000016219
Date	Jul 15, 2020
Instrument	16219

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12955 FRANCIS DR, GRASS VALLEY, CA 95949-6516
Document Number	0000009156
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12955 FRANCIS DR GRASS VALLEY CA 959496516, GRASS VALLEY, CA 95949-6516

Mortgage

Document Number	0000009156
Date	May 17, 2019
Instrument	9156

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jun 12, 2017
Property Address	12955 FRANCIS DR, GRASS VALLEY, CA 95949-6516
Document Number	0000012807
Map Reference	MB 3 PG 44
Instrument Date	Jun 5, 2017
Instrument	20170012807
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12955 FRANCIS DR, GRASS VALLEY, CA 95949-6516

Mortgage

Document Number	0000012808
Date	Jun 12, 2017
Instrument	20170012808

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12955 Francis Dr was $2,567.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,795 (+2%) Land $66,564 Building $153,231
2025	$2,567.00	$215,486 Land $65,259 Building $150,227
2023	$2,448.00 (+1.07%)	$207,121 Land $62,726 Building $144,395	$356,400
2022	$2,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12955 Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12955 Francis Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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