Nevada County property record for 12845 Francis Dr, Grass Valley, CA 95949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1985 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Feb 2003) |
| Tax Bill | $3,669 (2025) |
| Deeds & Mortgages | Dec 2019 Second Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-410-005-000 |
| Primary APN | 023-410-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | Steep |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 23-410-05-000 |
|---|---|
| Street Address | 12845 FRANCIS DR |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95949-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-X |
| Legal Description | LOT 16 ALTA SIERRA ESTS #19 |
| Legal Subdivision | ALTA SIERRA ESTS #19 |
| Legal Lot Number | 16 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 102 |
12845 Francis Dr is owned and occupied by two individuals who bought it in February 2003.
Source: Nevada County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12845 FRANCIS DR, GRASS VALLEY, CA 95949-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on File |
| Deed Sale | Feb 14, 2003 · Amount on File |
| Deed Document Number | 20037905 |
| Prior Transfer Date | Feb 4, 2003 |
| Prior Transfer Doc | 0000007904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 12845 FRANCIS DR, GRASS VALLEY, CA 95949-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027872 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 20190027872 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 12845 FRANCIS DR, GRASS VALLEY, CA 95949-6516 |
| Document Number | 0000019573 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12845 FRANCIS DR GRASS VALLEY CA 959496516, GRASS VALLEY, CA 95949-6516 |
| Document Number | 0000019573 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 19573 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 12, 2035 |
The 2025 property tax bill for 12845 Francis Dr was $3,669 with a homeowner's exemption.
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Elementary School District | Grass Valley Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,370 (+2%) Land $93,058 Building $239,312 | ||
| 2025 | $3,669.00 Homeowner's exemption | $325,854 Land $91,234 Building $234,620 | |
| 2023 | $3,498.00 (+1.04%) Homeowner's exemption | $313,203 Land $87,693 Building $225,510 | $421,290 |
| 2022 | $3,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12845 Francis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12845 Francis Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
May also be available: Cal.net, DigitalPath.
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