Baxter County property record for 1295 W Main St, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft |
| Lot Size | 0.541 acres (23,586 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,000 (Jan 2026) |
| Tax Bill | $537 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Construction Loan Nov 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00552-000 |
| Primary APN | 004-00552-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Construction Type | Frame |
|---|---|
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,586 sqft (0.541 acres) |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 196 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 1295 W MAIN ST |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 GRANDVIEW HEIGHTS |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 29 |
| Legal Subdivision | GRANDVIEW HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950900 |
1295 W Main St is owned by a company that bought it in January 2026.
Source: Baxter County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 302 S COLLEGE ST, MOUNTAIN HOME, AR 72653-3945 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 21, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FNBC BANK |
| Nov 12, 2024 | Warranty Deed, Transfer · Commercial Mortgage SIGNATURE BANK OF ARKANSAS |
| Jan 30, 2024 | Warranty Deed, Transfer · Line of Credit ANSTAFF BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on File |
| Deed Sale | Jan 21, 2026 · Amount on File |
| Prior Sale | Nov 12, 2024 · Amount on File |
| Deed Document Number | 2026585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jan 21, 2026 |
| Property Address | 1295 W MAIN ST, COTTER, AR 72626-9777 |
| Document Number | L202600585 |
| Instrument Date | Jan 21, 2026 |
| Instrument | L202600585 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2026 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $49.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 VALLEY AIRPORT PL, COTTER, AR 72626-9107 |
| Name | Verified Name |
|---|---|
| Address | 302 S COLLEGE ST, MOUNTAIN HOME, AR 72653-3945 |
| Document Number | L202601188 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | L202601188 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 6, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Nov 12, 2024 |
| Property Address | 1295 W MAIN ST, COTTER, AR 72626-9777 |
| Document Number | L202409537 |
| Instrument Date | Oct 21, 2024 |
| Instrument | L202409537 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1295 HIGHWAY 62 W, GASSVILLE, AR 72635 |
| Name | Verified Name |
|---|---|
| Address | 213 VALLEY AIRPORT DR, COTTER, AR 72626-9109 |
| Document Number | L202409538 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | L202409538 |
| Name | SIGNATURE BANK OF ARKANSAS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jan 30, 2024 |
| Property Address | 1295 W MAIN ST, COTTER, AR 72626-9777 |
| Document Number | L202400643 |
| Instrument Date | Jan 29, 2024 |
| Instrument | L202400643 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1319 E 9TH ST, MOUNTAIN HOME, AR 72653-5050 |
| Name | Verified Name |
|---|---|
| Address | 2451 TUCKER CEMETERY RD, GASSVILLE, AR 72635-8729 |
| Investor | Possibly a Property Investor |
| Document Number | L202400644 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | L202400644 |
| Name | ANSTAFF BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 31, 2029 |
Source: Baxter County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,650 Land $2,400 Building $9,250 | ||
| 2024 | $537.00 (-6.28%) | ||
| 2023 | $573.00 | $11,650 Land $2,400 Building $9,250 | $58,250 Land $12,000 Building $46,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1295 W Main St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain View Telephone Company Fiber | 1,000 / 500 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures