1213 W Main St, Cotter, AR 72626 Property Records

Baxter County property record for 1213 W Main St, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,425 sqft
Owner	Individual Name on File
Last Sale	$48,518 (Apr 2022)
Tax Bill	$387 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00548-000`

Property Details

APN / Parcel Number

Primary APN	`004-00548-000`
Alternative APN	`27231`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Utility Area	218 sqft
Utility Room	Utility Room

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Garage Type	Carport
Carport	Carport
Carport Area	648 sqft
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1213 W MAIN ST
City	COTTER
State	AR
Zip	72626-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 IN GRANDVIEW HEIGHTS SUBDIVISION, AS SHOWN BY THE RECORDED PLAT THEREOF. LESS AND EXCEPT THE FOLLOWING: BEGIN AT THE SW
Legal Subdivision	GRANDVIEW HEIGHTS
Legal Lot Number	1
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2001
Census Tract	950900

Owner

1213 W Main St is owned and occupied by an individual who bought it in April 2022.

Source: Baxter County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1213 W MAIN ST, COTTER, AR 72626-9777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Dec 4, 2015
Deed Document Number	L202203784
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 4, 2022
Property Address	1213 W MAIN ST, COTTER, AR 72626-9777
Document Number	L202203784
Instrument Date	Mar 31, 2022
Instrument	L202203784
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, LEGEND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1236, WEST PLAINS, MO 65775-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 W MAIN ST, COTTER, AR 72626-9777

Mortgage

Document Number	L202203785
Date	Apr 4, 2022
Instrument	L202203785

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1213 W Main St was $387 with a homeowner's exemption, down 20.5% from the year before.

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (-20.53%) Homeowner's exemption	$19,680 Land $1,780 Building $17,900
2024	$487.00 (-13.35%)
2023	$562.00 Homeowner's exemption	$19,680 Land $1,780 Building $17,900	$98,400 Land $8,900 Building $89,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1213 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 W Main St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20