1279 W Main St, Cotter, AR 72626 Property Records

Baxter County property record for 1279 W Main St, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft
Lot Size	0.638 acres (27,824 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Aug 2019)
Tax Bill	$159 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Feb 2026 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`004-00551-000`

Property Details

APN / Parcel Number

Primary APN	`004-00551-000`
Alternative APN	`27236`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,824 sqft (0.638 acres)

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	30 sqft
Utility Building	176 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1279 W MAIN ST
City	COTTER
State	AR
Zip	72626-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 4 OF GRANDVIEW HEIGHTS SUBDIVISION, BAXTER COUNTY, ARKANSAS, SPECIFICALLY DESCRIBED AS FOLLOWS: FROM THE SOUTHEAS
Legal Range	14
Legal Township	19
Legal Section	29
Legal Subdivision	GRANDVIEW HEIGHTS
Legal Lot Number	4
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2001
Census Tract	950900

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1279 W MAIN ST, COTTER, AR 72626-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2026	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 28, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 19, 2022	Beneficiary Deed, Transfer
Jan 19, 2021	Beneficiary Deed, Transfer
Aug 13, 2019	Warranty Deed, Transfer LENDERS TITLE COMPANY
Sep 8, 2014	Redemption Deed, Transfer
Sep 2, 2014	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	20196883
Last Transfer Date	Dec 19, 2022
Transfer Doc	L202214240
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 W MAIN ST, COTTER, AR 72626-9777

Mortgage

Document Number	L202408248
Date	Oct 1, 2024
Instrument	L202408248

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 27, 2026
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	L202601690
Instrument Date	Feb 20, 2026
Instrument	L202601690
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19100 DOUBLE L LANE, HACKETT, AR 72937

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAXTER AR
Recording Date	Dec 28, 2023
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	L202311595
Instrument Date	Dec 16, 2023
Instrument	L202311595
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 W MAIN ST, COTTER, AR 72626-9777

Mortgage

Document Number	L202311596
Date	Dec 28, 2023
Instrument	L202311596

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BAXTER AR
Recording Date	Dec 19, 2022
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	L202214240
Instrument Date	Dec 19, 2022
Instrument	L202214240
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 19, 2021
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	L202100707
Instrument Date	Dec 19, 2020
Instrument	L202100707
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 W MAIN ST, COTTER, AR 72626-9777

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Aug 13, 2019
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	L201906883
Instrument Date	Aug 8, 2019
Instrument	L201906883
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 N MAIN ST, BERRYVILLE, AR 72616-3925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1647, FLIPPIN, AR 72634-1647

September 2014: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BAXTER AR
Recording Date	Sep 8, 2014
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	2014/06841
Book / Page	2014 / 06841
Instrument Date	Sep 3, 2014
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 403, BERRYVILLE, AR 72616-0403

September 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAXTER AR
Recording Date	Sep 2, 2014
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	2014/06642
Book / Page	2014 / 06642
Instrument Date	Aug 30, 2014
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 63, GASSVILLE, AR 72635-0063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 40, BERRYVILLE, AR 72616-0040

August 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAXTER AR
Recording Date	Aug 25, 2014
Property Address	1279 W MAIN ST, COTTER, AR 72626-9777
Document Number	2014/06419
Book / Page	2014 / 06419
Instrument Date	Aug 23, 2014
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$6.60
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 63, GASSVILLE, AR 72635-0063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 403, BERRYVILLE, AR 72616-0403

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$159.00 (-29.96%) Homeowner's exemption	$17,530 (-) Land $1,200 Building $16,330
2024	$227.00 (-15.93%)
2023	$270.00 Homeowner's exemption	$17,530 Land $1,200 Building $16,330	$87,650 Land $6,000 Building $81,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 63% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1279 W Main St, Cotter, AR 72626 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Beneficiary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Beneficiary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2014: Redemption Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2014: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2014: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Main St

Nearby Streets

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