Osceola County property record for 1295 Grassland Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,166 sqft · built 2022 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $532,276 (Oct 2022) |
| Tax Bill | $6,110 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162531552500012490 |
| Primary APN | 162531552500012490 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,166 sqft Heated Area |
| Gross Area | 3,884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1295 GRASSLAND AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIREGRASS PH 2 PB 30 PGS 170-173 LOT 249 |
| Legal Subdivision | WIREGRASS PHS 2 |
| Legal Phase | 2 |
| Legal Lot Number | 249 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1295 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 2022148399 |
| Deed Book / Page | 6295 / 1789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 6, 2022 |
| Property Address | 1295 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649 |
| Document Number | 0062951789 |
| Book / Page | 6295 / 1789 |
| Map Reference | MB 30 PG 170-173 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022148399 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,726.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2420 LAKE ORANGE DR # 450, 450, ORLANDO, FL 32837-7802 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1295 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649 |
| Investor | Possibly a Property Investor |
| Document Number | 0062951791 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 6295/1791 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,110.00 (-8.46%) Homeowner's exemption | $430,500 (-9.16%) Land $78,800 Building $351,700 | $430,500 (-9.16%) Land $78,800 Building $351,700 |
| 2023 | $6,675.00 (+727.14%) Homeowner's exemption | $473,900 (+719.9%) Land $78,800 Building $395,100 | $473,900 (+719.9%) Land $78,800 Building $395,100 |
| 2022 | $807.00 | $57,800 Land $57,800 | $57,800 Land $57,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Hotwire Communications, Utah Broadband, Xfinity.
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