Osceola County property record for 1276 Grassland Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,838 sqft · built 2022 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Company Name on Record |
| Last Sale | $431,100 (Jan 2023) |
| Tax Bill | $5,477 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-31-5525-0001-2620 |
| Primary APN | 16-25-31-5525-0001-2620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 222 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1276 GRASSLAND AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIREGRASS PH 2 PB 30 PGS 170-173 LOT 262 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | WIREGRASS PHS 2 |
| Legal Phase | 2 |
| Legal Lot Number | 262 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 43700 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Jun 27, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 9, 2023 | Special Warranty Deed, Transfer UNKNOWN, APOLLO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Prior Sale | Mar 8, 2022 · Amount on Record |
| Deed Document Number | 20232942 |
| Deed Book / Page | 6341 / 2676 |
| Last Transfer Date | Jun 12, 2023 |
| Transfer Doc | 0064311243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1276 GRASSLAND AVE, SAINT CLOUD, FL 34771-7648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0066522597 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 6652/2597 |
| Instrument | 2024108623 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 1276 GRASSLAND AVE, SAINT CLOUD, FL 34771-7648 |
| Document Number | 0064311243 |
| Book / Page | 6431 / 1243 |
| Map Reference | MB 30 PG 170-173 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 2023082887 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 CHARLOTTE DR, CHARLOTTE, NC 28226 |
| Name | Verified Name |
|---|---|
| Address | 6836 CARNEGIE BLVD, CHARLOTTE, NC 28211-2612 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 9, 2023 |
| Property Address | 1276 GRASSLAND AVE, SAINT CLOUD, FL 34771-7648 |
| Document Number | 0063412676 |
| Book / Page | 6341 / 2676 |
| Map Reference | MB 30 PG 170-173 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023002942 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, APOLLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,017.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022 |
| Name | Verified Name |
|---|---|
| Address | 6836 CARNEGIE BLVD STE 320, 320, CHARLOTTE, NC 28211-4399 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,477.00 (+2.11%) | $343,900 (+1.66%) Land $75,000 Building $268,900 | $343,900 (+1.66%) Land $75,000 Building $268,900 |
| 2024 | $5,364.00 (+0.36%) | ||
| 2023 | $5,345.00 (+595.96%) | $338,300 (+515.09%) Land $75,000 Building $263,300 | $338,300 (+515.09%) Land $75,000 Building $263,300 |
| 2022 | $768.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Hotwire Communications, Utah Broadband, Xfinity.
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