1289 Grassland Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1289 Grassland Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,881 sqft · built 2022
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Company Names on Record
Last Sale	$517,677 (Nov 2022)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Sep 2025 Transfer Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-5525-0001-2480`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5525-0001-2480`
Alternative APN	`253116552500012480`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,881 sqft Living Area
Gross Area	3,457 sqft
1st Floor Area	1,485 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1289 GRASSLAND AVE
City	SAINT CLOUD
State	FL
Zip	34771-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 2 PB 30 PGS 170-173 LOT 248
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 2
Legal Phase	2
Legal Lot Number	248
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1038
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer
Nov 22, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	2022169407
Deed Book / Page	6319 / 217
Last Transfer Date	Sep 22, 2025
Transfer Doc	0068530607
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2025
Property Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649
Document Number	0068530607
Book / Page	6853 / 607
Map Reference	MB 30 PG 170-173
Instrument Date	Sep 22, 2025
Instrument	2025117852
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649
Document Number	0063190217
Book / Page	6319 / 217
Map Reference	MB 30 PG 170-173
Instrument Date	Nov 22, 2022
Instrument	2022169407
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,623.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE # 450, 450, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 GRASSLAND AVE, SAINT CLOUD, FL 34771-7649

Mortgage

Document Number	0006319219
Date	Nov 22, 2022
Instrument	6319/219

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,408.00 (+1.76%)	$452,000 (+0.27%) Land $78,800 Building $373,200	$452,000 (+0.27%) Land $78,800 Building $373,200
2024	$6,297.00 (-7.76%) Homeowner's exemption	$450,800 (+1.44%) Land $78,800 Building $372,000	$450,800 (+1.44%) Land $78,800 Building $372,000
2023	$6,827.00 (+745.97%)	$444,400 (+668.86%) Land $78,800 Building $365,600	$444,400 (+668.86%) Land $78,800 Building $365,600
2022	$807.00	$57,800 Land $57,800	$57,800 Land $57,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Utah Broadband, Xfinity.

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