1295 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 1295 Floyd St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,390 sqft · built 2003
Lot Size0.282 acres (12,283 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jan 2007)
Tax Bill$989 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014992-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014992-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
Gross Area1,818 sqft
1st Floor Area884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,283 sqft (0.282 acres)
Lot Dimensions123 ft deep x 100 ft wide
Garage TypeAttached
Garage Area428 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area587 sqft
Patio Area418 sqft
Canopy780 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1295 FLOYD ST
CityFLEMING ISLAND
StateFL
Zip32003-8720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 & 30 BLK 7A FLEMING ISL ESTATE AS REC OR 2293 PG 870; 2838 PG 1787; 2854 PG 2150 &
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISL ESTATE
Legal Block7A
Legal Lot Number29,30
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2003
Census Tract30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1295 FLOYD ST, FLEMING ISLAND, FL 32003-8720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2007 · Amount on Record
Deed SaleJan 2, 2007 · Amount on Record
Prior SaleNov 14, 2003 · Amount on Record
Deed Document Number2007334
Deed Book / Page2838 / 1787
Prior Transfer DateDec 29, 2006
Prior Transfer Doc0028381787
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1295 FLOYD ST, FLEMING ISLAND, FL 32003-8720
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 FLOYD ST, FLEMING ISLAND, FL 32003-8720

Mortgage

Document Number0045861587
DateMar 23, 2022
Book Page4586/1587
Instrument2022018689
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$989.00 (+5.55%) Homeowner's exemption$105,020 (+5.99%)$200,553 (-0.35%) Land $70,000 Building $130,553
2024$937.00 (-23.76%)
2023$1,229.00 (+14.54%) Homeowner's exemption$99,089 (+3%)$201,249 (+29.61%) Land $70,000 Building $131,249
2022$1,073.00 Homeowner's exemption$96,203$155,272 Land $40,000 Building $115,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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