Clay County property record for 1281 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2002 |
| Lot Size | 0.281 acres (12,283 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2020) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Oct 2020 Sale Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014994-000-00 |
| Primary APN | 38-05-26-014994-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 1,951 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,283 sqft (0.281 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Area | 264 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 287 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1281 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 & 34 BLK 7A FLEMING ISLESTATES AS REC O R 4366 PG 133 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLESTATES |
| Legal Block | 7A |
| Legal Lot Number | 33,34 34 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
1281 Floyd St is owned and occupied by an individual who bought it in October 2020.
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1281 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO |
| Dec 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | May 23, 2002 · Amount on File |
| Deed Document Number | 2020054208 |
| Deed Book / Page | 4366 / 133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 1281 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 0043660133 |
| Book / Page | 004366 / 000133 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 54208 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1281 FLOYD ST FLEMING ISLAND FL 320038720, FLEMING ISLAND, FL 32003-8720 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1281 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 0040470466 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1281 FLOYD ST GREEN COVE SPRINGS FL 32043, GREEN COVE SPRINGS, FL 32043 |
| Document Number | 0040470466 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 004047/000466 |
| Instrument | 2155 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Jan 11, 2057 |
| Rate | 4% |
|---|
The 2025 property tax bill for 1281 Floyd St was $3,516.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,516.00 | $230,532 Land $70,000 Building $160,532 | $230,532 Land $70,000 Building $160,532 |
| 2023 | $3,528.00 (+19.84%) | $231,415 (+27.5%) Land $70,000 Building $161,415 | $231,415 (+27.5%) Land $70,000 Building $161,415 |
| 2022 | $2,944.00 | $181,495 Land $40,000 Building $141,495 | $181,495 Land $40,000 Building $141,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1281 Floyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1281 Floyd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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