Clay County property record for 1287 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.282 acres (12,283 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Nov 2021) |
| Tax Bill | $2,609 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014993-000-00 |
| Primary APN | 38-05-26-014993-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,283 sqft (0.282 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1287 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 & 32 BLK 7A FLEMING ISL ESTATES AS REC OR 4536 PG 862 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 7A |
| Legal Lot Number | 31,32 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1287 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Feb 7, 2003 · Amount on Record |
| Deed Document Number | 202172936 |
| Deed Book / Page | 4536 / 862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 17, 2021 |
| Property Address | 1287 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 0045360862 |
| Book / Page | 4536 / 862 |
| Map Reference | MB 4 PG 63 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021072936 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1390 FLEMING ST, 1390, FLEMING ISLAND, FL 32003-3787 |
| Name | Verified Name |
|---|---|
| Address | 1287 FLOYD ST, FLEMING ISLAND, FL 32003-8720 |
| Document Number | 4536864 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 4536/864 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 0045360877 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 4536/877 |
| Instrument | 2021072938 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,609.00 (+4.91%) Homeowner's exemption | $211,222 (+5.99%) | $244,251 (-0.36%) Land $70,000 Building $174,251 |
| 2024 | $2,487.00 (-9.6%) | ||
| 2023 | $2,751.00 (+7.71%) Homeowner's exemption | $199,292 (+3%) | $245,139 (+26.69%) Land $70,000 Building $175,139 |
| 2022 | $2,554.00 Homeowner's exemption | $193,488 Land $40,000 Building $153,488 | $193,488 Land $40,000 Building $153,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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