1295 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1295 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1960
Lot Size	0.303 acres (13,220 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2023)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-21-021`

Property Details

APN / Parcel Number

Primary APN	`95134-21-021`
Alternative APN	`R0391409`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,220 sqft (0.303 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391409
Old Parcel Number	9513421021
Street Address	1295 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 75.4 FT OF LOT 9 & W 24.6 FT OF LOT 10, KEMPTON-TURNEY [TURNEY], LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Subdivision	KEMPTON-TURNEY
Legal Block	21
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3013
Census Tract	1710

Owner

1295 E 3rd St is owned and occupied by an individual who bought it in April 2023.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1295 E 3RD ST, LOVELAND, CO 80537-5813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Jun 24, 1999 · Amount on File
Deed Document Number	20230015694
Record Updated	Jun 8, 2026

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 21, 2023
Property Address	1295 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000015694
Instrument Date	Mar 17, 2023
Instrument	20230015694
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1295 E 3RD ST, LOVELAND, CO 80537-5813
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015695
Date	Apr 21, 2023
Instrument	20230015695

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1295 E 3rd St was $2,304.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00	$26,944 Land $2,313 Building $24,631	$431,100 Land $37,000 Building $394,100
2023	$1,572.00 (+39.36%)	$24,120 (+14.16%) Land $2,479 Building $21,641	$360,000 (+18.42%) Land $37,000 Building $323,000
2022	$1,128.00	$21,129 Land $2,572 Building $18,557	$304,000 Land $37,000 Building $267,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1295 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1295 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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