1291 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1291 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1912
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2020)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95134-21-020`

Property Details

APN / Parcel Number

Primary APN	`95134-21-020`
Alternative APN	`R0391395`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
Upper Floors Area	132 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	319 sqft
Patio Area	132 sqft
Balcony	Balcony
Balcony Area	132 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391395
Old Parcel Number	9513421020
Street Address	1291 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 55 FT OF LOT 9, TURNEY'S OF KEMPTON-TURNEY, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SE
Legal Subdivision	KEMPTON-TURNEY
Legal Block	21
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3013
Census Tract	1710

Owner

1291 E 3rd St is owned and occupied by an individual who bought it in July 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1291 E 3RD ST, LOVELAND, CO 80537-5813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST TECHNOLOGY FEDERAL CU
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage GROUP MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Feb 25, 2009 · Amount on File
Deed Document Number	20200057490
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1291 E 3RD ST, LOVELAND, CO 80537-5813
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000025588
Date	Jun 21, 2023
Instrument	20230025588

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 30, 2020
Property Address	1291 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000057490
Instrument Date	Jul 28, 2020
Instrument	20200057490
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000057491
Date	Jul 30, 2020
Instrument	20200057491

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1291 E 3rd St was $2,046.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00	$23,932 Land $2,313 Building $21,619	$382,900 Land $37,000 Building $345,900
2023	$1,818.00 (+13.55%)	$27,309 (+35.68%) Land $2,479 Building $24,830	$407,600 (+40.75%) Land $37,000 Building $370,600
2022	$1,601.00	$20,128 Land $2,572 Building $17,556	$289,600 Land $37,000 Building $252,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1291 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1291 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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