1245 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 1245 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,080 sqft · built 1922
Lot Size	0.152 acres (6,606 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2023)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95134-21-018`

Property Details

APN / Parcel Number

Primary APN	`95134-21-018`
Alternative APN	`R0391379`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,606 sqft (0.152 acres)
Porch	Open Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0391379
Street Address	1245 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	E 50 FT OF W 82 FT OF LOT 8, KEMPTON-TURNEY TURNEY, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	KEMPTON-TURNEY
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3013
Census Tract	1710

Owner

Source: Larimer County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 27, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 22, 2022	Special Warranty Deed, Transfer · Stand-Alone First Mortgage HORSETOOTH FINANCIAL GROUP INC
Dec 22, 2022	Personal Representative Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Dec 22, 2022 · Amount on File
Deed Document Number	202311718
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	May 7, 2026
Property Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000021692
Instrument Date	May 1, 2026
Instrument	202621692
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1245 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000021692,
Date	May 7, 2026
Instrument	202621692

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000002959
Date	Jan 25, 2024
Instrument	20240002959

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 27, 2023
Property Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000011718
Instrument Date	Mar 24, 2023
Instrument	20230011718
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1245 E 3RD ST, LOVELAND, CO 80537-5813

Mortgage

Document Number	0000011719
Date	Mar 27, 2023
Instrument	20230011719

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 22, 2022
Property Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000073607
Instrument Date	Dec 21, 2022
Instrument	20220073607
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 RIVER ROCK DR, JOHNSTOWN, CO 80534-7446

Mortgage

Document Number	0000073609
Date	Dec 22, 2022
Instrument	20220073609

Lender

Name	HORSETOOTH FINANCIAL GROUP INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	5 Months
Due	May 21, 2023

Interest

Rate Type	Fixed Rate
Rate	8.75%

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 22, 2022
Property Address	1245 E 3RD ST, LOVELAND, CO 80537-5813
Document Number	0000073479
Instrument Date	Dec 21, 2022
Instrument	20220073479
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$21.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S COLORADO BLVD # 1-1300, 1-1300, DENVER, CO 80222-7900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 (+22.19%)	$24,276 (-2.83%) Land $2,313 Building $21,963	$388,400 (+4.16%) Land $37,000 Building $351,400
2024	$1,699.00 (+3.66%)
2023	$1,639.00 (+12.49%)	$24,984 (+36.42%) Land $2,479 Building $22,505	$372,900 (+41.52%) Land $37,000 Building $335,900
2022	$1,457.00	$18,314 Land $2,572 Building $15,742	$263,500 Land $37,000 Building $226,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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