1295 Cypress Dr, Vista, CA 92084 Property Records

San Diego County property record for 1295 Cypress Dr, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,325 sqft · built 1975
Lot Size0.302 acres (13,156 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Nov 2012)
Tax Bill$6,335 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN180-210-50-00

Property Details

APN / Parcel Number

Primary APN180-210-50-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,325 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area13,156 sqft (0.302 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1295 CYPRESS DR
CityVISTA
StateCA
Zip92084-7218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR D TR PM00668
Legal SubdivisionORLEAVO HEIGHTS
Legal Tract668
Legal Block2
Legal Lot Number69
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2024
Census Tract19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1295 CYPRESS DR, VISTA, CA 92084-7218
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · Closed-End Mortgage
NEWREZ LLC
Apr 27, 2023Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 20, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Feb 22, 2020Deed of Trust, Mortgage · Conventional with PMI
VP PARTNERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2012 · Amount on Record
Deed SaleNov 1, 2012 · Amount on Record
Prior SaleJun 7, 2012 · Amount on Record
Deed Document Number2012678670
Last Transfer DateNov 20, 2012
Transfer Doc0000724789
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000032321
DateFeb 5, 2026
Instrument2026-0032321
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2046

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Transaction TypeMortgage
Record UpdatedMay 8, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000109984
DateApr 27, 2023
Instrument2023-0109984
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000692543
DateOct 4, 2021
Instrument2021-0692543
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 CYPRESS DR, VISTA, CA 92084-7218

Mortgage

Document Number0000293040
DateApr 15, 2021
Instrument2021-0293040
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000393219
DateSep 20, 2018
Instrument2018-0393219
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 12, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1295 CYPRESS DR, VISTA, CA 92084-7218
Document Number0000102237
Instrument DateFeb 22, 2020
Transaction TypeMortgage
Record UpdatedMar 9, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1295 CYPRESS DR VISTA CA 920847218, VISTA, CA 92084-7218

Mortgage

Document Number0000102237
DateFeb 27, 2020
Instrument102237
Lender
NameVP PARTNERS INC
TypeBank
AddressIRVINE, CA 92612
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$508,691 (+2%) Land $251,207 Building $257,484
2025$6,335.00 (+5.32%) Homeowner's exemption$498,718 (+4.04%) Land $246,282 Building $252,436
2024$6,015.00 (+2.19%)
2023$5,886.00 (+0.24%) Homeowner's exemption$479,354 Land $236,719 Building $242,635
2022$5,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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