Union County and Mountainside Borough property record for 1295 Cedar Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,984 sqft · built 1953 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,000 (May 2018) |
| Tax Bill | $10,592 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-06-00003 |
| Primary APN | 10-00016-06-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 11,718 sqft (0.269 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000016F00003 |
|---|---|
| Street Address | 1295 CEDAR AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | BIRCH HILL SEC R |
| Legal Block | 16.6 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1295 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2020 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| May 31, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Jan 25, 2018 | Deed in Lieu of Foreclosure, Foreclosure STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 2018300494 |
| Deed Book / Page | 6265 / 965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1295 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0146450001 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1295 CEDAR AVE MOUNTAINSIDE NJ 070921955, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0146450001 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 014645/000001 |
| Instrument | 685805 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 31, 2018 |
| Property Address | 1295 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0062650965 |
| Book / Page | 006265 / 000965 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 300494 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 STANLEY AVE SUMMIT NJ 07901, SUMMIT, NJ 07901 |
| Document Number | 144470919 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 014447/000919 |
| Instrument | 657927 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 25, 2018 |
| Property Address | 1295 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0062410943 |
| Book / Page | 006241 / 000943 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 296029 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 7, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,400 (-) Land $267,500 Building $236,900 | $504,400 (-) Land $267,500 Building $236,900 | |
| 2025 | $10,592.00 (+2.44%) | $504,400 (-) Land $267,500 Building $236,900 | $504,400 (-) Land $267,500 Building $236,900 |
| 2024 | $10,340.00 (+2.66%) | ||
| 2023 | $504,400 (-) Land $267,500 Building $236,900 | $504,400 (-) Land $267,500 Building $236,900 | |
| 2022 | $10,072.00 | $504,400 Land $267,500 Building $236,900 | $504,400 Land $267,500 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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