Union County and Mountainside Borough property record for 1294 Cedar Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 2,194 sqft · built 1952 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Nov 2021) |
| Tax Bill | $11,796 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-11-00071 |
| Primary APN | 10-00016-11-00071 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,194 sqft Living Area |
| 1st Floor Area | 2,194 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 14,593 sqft (0.335 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000016K00071 |
|---|---|
| Street Address | 1294 CEDAR AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BIRCH HILL SEC R |
| Legal Block | 16.11 |
| Legal Lot Number | 71 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 38300 |
1294 Cedar Ave is owned and occupied by an individual who bought it in November 2021.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 9, 2021 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Prior Sale | Mar 6, 1991 · Amount on File |
| Deed Document Number | 202111457 |
| Deed Book / Page | 6438 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0156972399 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 15697/2399 |
| Instrument | 83424 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 3, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 9, 2021 |
| Property Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0064380292 |
| Book / Page | 6438 / 292 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 11457 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 TURRET RD, PORTAGE, IN 46368-1072 |
| Name | Verified Name |
|---|---|
| Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0150980140 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 15098/140 |
| Instrument | 24678 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1294 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0145010149 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Address | 1294 CEDAR AVE MOUNTAINSIDE NJ 070921910, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0145010149 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 014501/000149 |
| Instrument | 664379 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
The 2025 property tax bill for 1294 Cedar Ave was $11,796, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,700 (-) Land $274,300 Building $287,400 | $561,700 (-) Land $274,300 Building $287,400 | |
| 2025 | $11,796.00 (+2.45%) | $561,700 Land $274,300 Building $287,400 | $561,700 Land $274,300 Building $287,400 |
| 2024 | $11,514.00 | ||
| 2023 | $561,700 (-) Land $274,300 Building $287,400 | $561,700 (-) Land $274,300 Building $287,400 | |
| 2022 | $11,217.00 | $561,700 Land $274,300 Building $287,400 | $561,700 Land $274,300 Building $287,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1294 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1294 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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