Union County and Mountainside Borough property record for 1282 Cedar Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,550 sqft · built 1960 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Mar 2007) |
| Tax Bill | $10,674 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-0000-00069 |
| Primary APN | 10-00016-0000-00069 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 12,763 sqft (0.293 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000016K00069 |
|---|---|
| Street Address | 1282 CEDAR AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | INCL LOT 21 |
| Legal Subdivision | BIRCH HILL SEC R |
| Legal Block | 16 |
| Legal Lot Number | 69 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 38300 |
1282 Cedar Ave is owned and occupied by an individual who acquired it in July 2021.
Source: Union County and Mountainside Borough records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Apr 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 19, 2021 | Intrafamily Transfer, Transfer TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI COLUMBIA BK |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2007 · Amount on File |
| Deed Sale | Mar 9, 2007 · Amount on File |
| Prior Sale | Jul 28, 2004 · Amount on File |
| Deed Book / Page | 5638 / 353 |
| Last Transfer Date | Jul 9, 2021 |
| Transfer Doc | 0064212788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0000096753 |
| Book / Page | 15852 / 2381 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202696753 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HOLDINGS |
| Name | Verified Name |
|---|---|
| Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0000096753, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 15852/2381 |
| Instrument | 202696753 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0152072090 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 15207/2090 |
| Instrument | 36219 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0150022830 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 15002/2830 |
| Instrument | 15784 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 19, 2021 |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0064212788 |
| Book / Page | 6421 / 2788 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 7114 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1282 CEDAR AVE, 1282, MOUNTAINSIDE, NJ 07092-1910 |
| Name | Verified Name |
|---|---|
| Address | 282 CEDAR AVE, MOUNTAINSIDE, NJ 07092 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0146600583 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1282 CEDAR AVE MOUNTAINSIDE NJ 070921910, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0146600583 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 014660/000583 |
| Instrument | 687895 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1282 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0142572206 |
| Book / Page | 014257 / 002206 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1282 CEDAR AVE MOUNTAINSIDE NJ 070921910, MOUNTAINSIDE, NJ 07092-1910 |
| Document Number | 0142572206 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 014257/002206 |
| Instrument | 639151 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1282 Cedar Ave was $10,674, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,300 (-) Land $269,500 Building $238,800 | $508,300 (-) Land $269,500 Building $238,800 | |
| 2025 | $10,674.00 (+2.44%) | $508,300 Land $269,500 Building $238,800 | $508,300 Land $269,500 Building $238,800 |
| 2024 | $10,420.00 | ||
| 2023 | $508,300 Land $269,500 Building $238,800 | $508,300 Land $269,500 Building $238,800 | |
| 2022 | $10,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1282 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1282 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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