Calvert County property record for 12948 Cree Dr, Lusby, MD 20657 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,560 sqft · built 1953 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Apr 2026) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-064606 |
| Primary APN | 01-064606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064606 |
|---|---|
| Street Address | 12948 CREE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 BLK B SEC 1 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-064606
Assessment roll updated July 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 09, 2019 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 06, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 04, 2018 | Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Sep 09, 2019 · Amount on Record |
| Deed Book / Page | 6883 / 73 |
| Prior Transfer Date | Oct 23, 2018 |
| Prior Transfer Doc | 0052890506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 6883000073 |
| Book / Page | 6883 / 73 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 6883000080, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 6883/80 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 0068830073 |
| Book / Page | 6883 / 73 |
| Instrument Date | Apr 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 6883000080, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 6883/80 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 09, 2019 |
| Property Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 0054300343 |
| Book / Page | 5430 / 343 |
| Map Reference | MB 1 PL 88 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12948 CREE DR, 12948, LUSBY, MD 20657-3227 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 5430351 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 5430/351 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 06, 2018 |
| Property Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 0052890506 |
| Book / Page | 005289 / 000506 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12948 CREE DR LUSBY MD 206573227, LUSBY, MD 20657-3227 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 04, 2018 |
| Property Address | 12948 CREE DR, LUSBY, MD 20657-3227 |
| Document Number | 0051970351 |
| Book / Page | 5197 / 351 |
| Map Reference | MB PL88 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12948 CE DR, LUSBY, MD 20657 |
| Document Number | 0005197355 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 5197/355 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,153.00 (+42.73%) | $255,433 (+20.09%) | $276,800 (+30.14%) Land $68,400 Building $208,400 |
| 2023 | $2,209.00 | $212,700 Land $68,400 Building $144,300 | $212,700 Land $68,400 Building $144,300 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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