12947 Cree Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12947 Cree Dr, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,906 sqft · built 2004
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2016)
Tax Bill$3,541 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-066331

Property Details

APN / Parcel Number

Primary APN01-066331
Alternative APNs
  • 1066331
  • 066331

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,906 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,200 sqft (0.257 acres)
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number066331
Street Address12947 CREE DR
CityLUSBY
StateMD
Zip20657-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 12 BLK C SEC 1 DRUM POINT
Legal SubdivisionDRUM POINT BEACH
Legal BlockC
Legal Lot Number12
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group2
Census Block2031
Census Tract861003

Owner

12947 Cree Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12947 CREE DR, LUSBY, MD 20657-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2016 · Amount on File
Deed SaleJun 6, 2016 · Amount on File
Prior SaleDec 19, 2014 · Amount on File
Deed Book / Page4775 / 368
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address12947 CREE DR, LUSBY, MD 20657-3228
Transaction TypeMortgage
Record UpdatedDec 7, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12947 CREE DR, LUSBY, MD 20657-3228

Mortgage

Document Number0063740266
DateNov 23, 2022
Book Page6374/266
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term282 Months
DueMay 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 12947 Cree Dr was $3,541 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$313,800 Land $78,400 Building $235,400$313,800 Land $78,400 Building $235,400
2025$3,541.00
2023$2,561.00 Homeowner's exemption$246,500 Land $78,400 Building $168,100$246,500 Land $78,400 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12947 Cree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12947 Cree Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cree Dr

Nearby Streets

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