Calvert County property record for 12944 Cree Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,700 sqft · built 1998 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,200 (Jul 2004) |
| Tax Bill | $3,936 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061704 |
| Primary APN | 01-061704 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 061704 |
|---|---|
| Street Address | 12944 CREE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 12 BLK B SEC 1 DRUM POINT |
| Legal Subdivision | DRUM POINT BEACH |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 861003 |
12944 Cree Dr is owned and occupied by an individual who bought it in July 2004.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12944 CREE DR, LUSBY, MD 20657-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2004 · Amount on File |
| Deed Sale | Jul 23, 2004 · Amount on File |
| Prior Sale | Dec 8, 1998 · Amount on File |
| Deed Document Number | 200450186 |
| Deed Book / Page | 2251 / 723 |
| Transfer Doc | 0000970328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12944 CREE DR, LUSBY, MD 20657-3227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COMPETITIVE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0050840310 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 5084/310 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12944 CREE DR, LUSBY, MD 20657-3227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0061490469 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6149/469 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 12944 Cree Dr was $3,936 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,900 Land $78,400 Building $275,500 | $353,900 Land $78,400 Building $275,500 | |
| 2025 | $3,936.00 | ||
| 2023 | $2,869.00 Homeowner's exemption | $276,200 Land $78,400 Building $197,800 | $276,200 Land $78,400 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12944 Cree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12944 Cree Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber.
4G LTE (outdoors only), no 5G reported
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