12945 Vanderbilt Dr, Unit 406, Naples, FL 34110 Property Records

Collier County property record for 12945 Vanderbilt Dr, Unit 406, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,102 sqft · built 1982
Owner	2 Company Names on File
Last Sale	$799,000 (May 2023)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	May 2023 Sale Aug 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`165100 4063A17`

Property Details

APN / Parcel Number

Primary APN	`165100 4063A17`
Alternative APN	`22110880004`

Interior

Units	37 Units
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	12945 VANDERBILT DR, 406
City	NAPLES
State	FL
Zip	34110-6415
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ANCHORAGE, THE A CONDOMINIUM UNIT 406
Legal Range	25
Legal Township	48
Legal Section	17
Legal Subdivision	ANCHORAGE CONDOMINIUM, THE
Legal Tract	165100
Legal Block	2
Legal Lot Number	406
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10209

Owner

12945 Vanderbilt Dr, Unit 406 is owned by a company that acquired it in February 2025 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	12945 VANDERBILT DR, 406, NAPLES, FL 34110-6415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Jul 20, 2011 · Amount on File
Deed Document Number	20236397495
Deed Book / Page	6242 / 3247
Last Transfer Date	Feb 4, 2025
Transfer Doc	0064432772
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 3, 2023
Property Address	12945 VANDERBILT DR UNIT 406, 406, NAPLES, FL 34110-6415
Document Number	0062423247
Book / Page	6242 / 3247
Map Reference	MB 970 PG 145
Instrument Date	May 1, 2023
Instrument	6397495
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$5,593.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12945 VANDERBILT DR UNIT 406, 406, NAPLES, FL 34110-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 KON TIKI DR APT B4, B4, NAPLES, FL 34113-8651

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12945 VANDERBILT DR UNIT 406, 406, NAPLES, FL 34110-6415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058030101
Date	Aug 17, 2020
Book Page	5803/101
Instrument	5909586

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12945 Vanderbilt Dr, Unit 406 was $5,286 with a homeowner's exemption, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,310 (-5.9%) Building $536,310	$536,310 (-12.89%) Building $536,310
2025	$5,286.00 (+2.36%)	$569,922	$615,654 Building $615,654
2024	$5,164.00 (+84.03%)
2023	$2,806.00 (-2.6%) Homeowner's exemption	$311,784 (+3%)	$530,840 (+18.77%) Building $530,840
2022	$2,881.00 Homeowner's exemption	$302,703	$446,962 Building $446,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12945 Vanderbilt Dr, Unit 406 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,441 units insured incl. 1,383 condo units
Nearby Flood Claims	69 (2005–2024)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Sep 2022 · 31 claims Hurricane Ian, Sep 2022 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12945 Vanderbilt Dr, Unit 406 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

Nearby Properties on Vanderbilt Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures