12945 Vanderbilt Dr, Unit 403, Naples, FL 34110 Property Records

Collier County property record for 12945 Vanderbilt Dr, Unit 403, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,102 sqft · built 1982
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2026)
Tax Bill	$5,629 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`165100 4033A17`

Property Details

APN / Parcel Number

Primary APN	`165100 4033A17`
Alternative APN	`22110760001`

Interior

Units	37 Units
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	12945 VANDERBILT DR, 403
City	NAPLES
State	FL
Zip	34110-6415
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ANCHORAGE, THE A CONDOMINIUM UNIT 403
Legal Range	25
Legal Township	48
Legal Section	17
Legal Subdivision	ANCHORAGE CONDOMINIUM, THE
Legal Tract	165100
Legal Block	2
Legal Lot Number	403
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 CHRISTOPHER DR, JOHNSTON, RI 02919-1219
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 8, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20266828673
Deed Book / Page	6590 / 3420
Prior Transfer Date	Feb 6, 1997
Prior Transfer Doc	2282000364
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 22, 2026
Property Address	12945 VANDERBILT DR, 403, NAPLES, FL 34110-6415
Document Number	0006828673
Book / Page	6590 / 3420
Instrument Date	May 21, 2026
Instrument	20266828673
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHRISTOPHER DR, JOHNSTON, RI 02919-1219

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12945 VANDERBILT DR UNIT 403, 403, NAPLES, FL 34110-6415
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12945 VANDERBILT DR 403, 403, NAPLES, FL 34110-6415

Mortgage

Document Number	0060251603
Date	Oct 12, 2021
Book Page	6025/1603
Instrument	6141676

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 8, 2021
Property Address	12945 VANDERBILT DR UNIT 403, 403, NAPLES, FL 34110-6415
Document Number	0059782417
Book / Page	5978 / 2417
Map Reference	MB 970 PG 145
Instrument Date	Jun 28, 2021
Instrument	6092061
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	384 REIF DR, 384, HEBRON, IN 46341-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12945 VANDERBILT DR UNIT 403, 403, NAPLES, FL 34110-6415

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,310 (-9.29%) Building $501,310	$501,310 (-13.66%) Building $501,310
2025	$5,629.00 (+14.62%)	$552,644 (+21%)	$580,654 (+15.25%) Building $580,654
2023	$4,911.00 (+7.89%)	$456,731 (+1%)	$503,840 (+21.35%) Building $503,840
2022	$4,552.00	$415,210 Building $415,210	$415,210 Building $415,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,441 units insured incl. 1,383 condo units
Nearby Flood Claims	69 (2005–2024)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Sep 2022 · 31 claims Hurricane Ian, Sep 2022 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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