12945 Vanderbilt Dr, Unit 409, Naples, FL 34110 Property Records

Collier County property record for 12945 Vanderbilt Dr, Unit 409, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,635 sqft · built 1982
Owner	2 Company Names on Record
Last Sale	$825,000 (Feb 2026)
Tax Bill	$8,229 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`165100 4093A17`

Property Details

APN / Parcel Number

Primary APN	`165100 4093A17`
Alternative APN	`22111000003`

Interior

Units	37 Units
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	12945 VANDERBILT DR, 409
City	NAPLES
State	FL
Zip	34110-6416
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ANCHORAGE, THE A CONDOMINIUM UNIT 409
Legal Range	25
Legal Township	48
Legal Section	17
Legal Subdivision	ANCHORAGE CONDOMINIUM, THE
Legal Tract	165100
Legal Block	2
Legal Lot Number	409
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10209

Owner

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	131 DAVIS DR, NORTH WALES, PA 19454-4410
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	20266788809
Deed Book / Page	6556 / 1896
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0061152180
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 24, 2026
Property Address	12945 VANDERBILT DR UNIT 409, 409, NAPLES, FL 34110-6416
Document Number	0065561896
Book / Page	6556 / 1896
Map Reference	MB 970 PG 145
Instrument Date	Feb 18, 2026
Instrument	6788809
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 PHILLIPS CEMETERY RD, COOKEVILLE, TN 38506-7529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 DAVIS DR, NORTH WALES, PA 19454-4410

Mortgage

Document Number	0065561898
Date	Feb 24, 2026
Instrument	6556/1898

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 6, 2022
Property Address	12945 VANDERBILT DR UNIT 409, 409, NAPLES, FL 34110-6416
Document Number	0061491841
Book / Page	6149 / 1841
Map Reference	MB 970 PG 145
Instrument Date	Jul 1, 2022
Instrument	6278805
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 LAMBERT CMN, 3, WILTON, CT 06897-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 PHILLIPS CEMETERY RD, COOKEVILLE, TN 38506-7529

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 22, 2022
Property Address	12945 VANDERBILT DR UNIT 409, 409, NAPLES, FL 34110-6416
Document Number	0061152180
Book / Page	6115 / 2180
Map Reference	MB 970 PG 145-250
Instrument Date	Nov 15, 2021
Instrument	6239540
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12945 VANDERBILT DR UNIT 409, 409, NAPLES, FL 34110-6416

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12945 VANDERBILT DR UNIT 409, 409, NAPLES, FL 34110-6416
Document Number	0057781439
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12945 VANDERBILT DR #409 NAPLES FL 341106416, 409, NAPLES, FL 34110-6416

Mortgage

Document Number	0057781439
Date	Jun 18, 2020
Book Page	005778/001439
Instrument	5881487

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,220 (-9.85%) Building $743,220	$743,220 (-10.09%) Building $743,220
2025	$8,229.00 (+9.43%)	$824,423 (+15.61%)	$826,605 (+15.91%) Building $826,605
2024	$7,520.00 (+2.27%)
2023	$7,353.00 (+40.03%)	$713,125 (+37.44%) Building $713,125	$713,125 (+16.37%) Building $713,125
2022	$5,251.00 Homeowner's exemption	$518,863	$612,814 Building $612,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,441 units insured incl. 1,383 condo units
Nearby Flood Claims	69 (2005–2024)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Sep 2022 · 31 claims Hurricane Ian, Sep 2022 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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