12944 Ave la Valencia, Poway, CA 92064 Property Records

San Diego County property record for 12944 Ave la Valencia, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,596 sqft · built 1973
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$913,500 (Oct 2015)
Tax Bill	$12,302 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-530-05-00`

Property Details

APN / Parcel Number

Primary APN	`275-530-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,596 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12944 AVENIDA LA VALENCIA
City	POWAY
State	CA
Zip	92064-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 121 TR 006806
Legal Subdivision	VALLE VERDE ESTATES
Legal Tract	006806
Legal Block	1
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	2015543848
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0000544212
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338689
Date	Jul 27, 2017
Instrument	2017-0338689

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	POWAY, CA 92064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 22, 2037

Interest

Rate Type	Adjustable Rate
Rate	17.7%
Change Frequency	Monthly
Index	Prime Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902

Mortgage

Document Number	0000810315
Date	Dec 17, 2020
Instrument	2020-0810315

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12944 AVENIDA LA VALENCIA, POWAY, CA 92064-1902

Mortgage

Document Number	0000644253
Date	Oct 21, 2020
Instrument	2020-0644253

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,103,018 (+2%) Land $676,180 Building $426,838
2025	$12,302.00 (+4.89%)	$1,081,391 (+4.04%) Land $662,922 Building $418,469
2023	$11,728.00 (+1.68%)	$1,039,401 Land $637,181 Building $402,220
2022	$11,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–2014)
Most Recent Claim	Dec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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