12943 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 12943 Ida Center Rd, Ida, MI 48140

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,866 sqft · built 1996
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (May 2022)
Tax Bill$4,241 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-020-005-12

Property Details

APN / Parcel Number

Primary APN08-020-005-12

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,866 sqft Living Area
1st Floor Area1,499 sqft
Basement Area899 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Lot Area49,658 sqft (1.14 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12943 IDA CENTER RD
CityIDA
StateMI
Zip48140-9789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal Description2012R04929 1555-596 1396-623 SEC 20 T7S R7E 1.136 AC COM AT PT 247.14 FT W FR NE COR OF SEC 20 TH W 150 FT TH S 01 DEG
Legal Range07E
Legal Township07S
Legal Section20
JurisdictionMONROE MI
Township / Civil DivisionIDA
Census Block Group2
Census Block2022
Census Tract832800

Owner

12943 Ida Center Rd is owned and occupied by an individual who bought it in May 2022.

Source: Monroe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address12943 IDA CENTER RD, IDA, MI 48140-9789
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 6, 2022Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC
Jan 28, 2019Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2022 · Amount on File
Deed SaleMay 6, 2022 · Amount on File
Deed Document Number202210000
Prior Transfer DateMar 6, 2012
Prior Transfer Doc0000004929
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address12943 IDA CENTER RD, IDA, MI 48140-9789
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12943 IDA CENTER RD, IDA, MI 48140-9789

Mortgage

Document Number0000015345
DateOct 16, 2023
Instrument2023R15345
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 4, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateMay 6, 2022
Property Address12943 IDA CENTER RD, IDA, MI 48140-9789
Document Number0000010000
Instrument DateApr 25, 2022
Instrument2022R10000
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12843 IDA CENTER RD, 12843, IDA, MI 48140-9789

Transferred To (Grantee/Buyer)

NameVerified Name
Address12943 IDA CENTER RD, IDA, MI 48140-9789

Mortgage

Document Number0000010001
DateMay 6, 2022
Instrument2022R10001
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE MI
Property Address12943 IDA CENTER RD, IDA, MI 48140-9789
Document Number0000012099
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12943 IDA CENTER RD IDA MI 481409789, IDA, MI 48140-9789

Mortgage

Document Number0000012099
DateJul 22, 2019
Instrument12099
Lender
NameDITECH FIN'L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueJul 21, 2059
Interest
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 12943 Ida Center Rd was $4,241 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionIda Township
Unified School DistrictIda Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,900 Land $178,900$357,800 Land $357,800
2025$4,241.00 Homeowner's exemption
2023$2,372.00 Homeowner's exemption$137,900$275,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12943 Ida Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12943 Ida Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
MetaLINK Technologies
Fixed Wireless
200 / 50
Mercury Fiber
Fixed Wireless
150 / 20

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