12696 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 12696 Ida Center Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1986
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2021)
Tax Bill	$3,735 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-016-020-01`

Property Details

APN / Parcel Number

Primary APN	`08-016-020-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Logs
Lot Area	90,169 sqft (2.07 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12696 IDA CENTER RD
City	IDA
State	MI
Zip	48140-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2012R16645 2062-736 SEC 16 T7S R7E 2.066 AC PARCEL OF LAND IN SW 1/4 OF SEC 16 COM AT SW COR OF SEC 16 TH 88 DEG 41' 00" E
Legal Range	07E
Legal Township	07S
Legal Section	16
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	2
Census Block	2018
Census Tract	832800

Owner

12696 Ida Center Rd is owned and occupied by an individual who bought it in April 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Document Number	202111204
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 6, 2026
Property Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Document Number	0000013702
Instrument Date	Jul 8, 2026
Instrument	202613702
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013702,
Date	Aug 6, 2026
Instrument	202613702

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	297 Months
Due	May 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12696 IDA CENTER RD, IDA, MI 48140-9789

Mortgage

Document Number	0000001418
Date	Jan 30, 2023
Instrument	2023R01418

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 22, 2021
Property Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Document Number	2021R11204
Instrument Date	Apr 15, 2021
Instrument	2021R11204
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12696 IDA CENTER RD, 12696, IDA, MI 48140-9789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OAK DR, ROSCOMMON, MI 48653-8519

Mortgage

Document Number	2021R11205
Date	Apr 22, 2021
Instrument	2021R11205

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12696 IDA CENTER RD, IDA, MI 48140-9789
Document Number	0000010610
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12696 IDA CENTER RD IDA MI 481409789, IDA, MI 48140-9789

Mortgage

Document Number	0000010610
Date	Jun 25, 2019
Instrument	10610

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12696 Ida Center Rd was $3,735 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,800 Land $179,800	$359,600 Land $359,600
2025	$3,735.00 Homeowner's exemption
2023	$2,864.00 Homeowner's exemption	$127,900	$255,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12696 Ida Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12696 Ida Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Buckeye Cablesystem.

Cell Coverage

5G (outdoors only) and 4G LTE

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