12575 Ida Center Rd, Ida, MI 48140 Property Records

Monroe County property record for 12575 Ida Center Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,698 sqft · built 1998
Lot Size	18.4 acres (804,989 sqft)
Owner	2 Individual Names on File
Last Sale	$655,900 (Jun 2025)
Tax Bill	$5,593 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-021-007-17`

Property Details

APN / Parcel Number

Primary APN	`08-021-007-17`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	804,989 sqft (18.4 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12575 IDA CENTER RD
City	IDA
State	MI
Zip	48140-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2017R08987 2010R15652 1626-207 SEC 21 T7S R7E 18.484 AMOL COM AT THE NW COR OF SD SEC 21 S 89 DEG 31' 51" E 989.81 FT TP POB
Legal Range	07E
Legal Township	07S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	2
Census Block	2019
Census Tract	832800

Owner

12575 Ida Center Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14600 DARLING RD, MILAN, MI 48160-9152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Deed Document Number	20258874
Prior Transfer Date	May 10, 2010
Prior Transfer Doc	0000015652
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12575 IDA CENTER RD, IDA, MI 48140-9789
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12575 IDA CENTER RD, IDA, MI 48140-9789

Mortgage

Document Number	2021R20796
Date	Aug 6, 2021
Instrument	2021R20796

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	IDA, MI 48140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12575 IDA CENTER RD, IDA, MI 48140-9789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008988
Date	Apr 21, 2017
Instrument	2017R08988

Lender

Name	MONROE BANK & TRUST
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12575 IDA CENTER RD, IDA, MI 48140-9789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010849
Date	Jun 5, 2020
Instrument	2020R10849

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12575 Ida Center Rd was $5,593 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,500 Land $286,500	$573,000 Land $573,000
2025	$5,593.00 Homeowner's exemption
2023	$4,288.00 Homeowner's exemption	$217,500	$435,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12575 Ida Center Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12575 Ida Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Buckeye Cablesystem.

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