Martin County property record for 1294 NW River Ter, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 4,438 sqft · built 1963 |
| Lot Size | 0.581 acres (25,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $458,100 (Jul 2002) |
| Tax Bill | $21,041 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-37-41-002-000-0010.0-8-0000 |
| Primary APN | 31-37-41-002-000-0010.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,438 sqft Living Area |
| Gross Area | 5,440 sqft |
| 1st Floor Area | 2,914 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 25,308 sqft (0.581 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,002 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Porch |
| Porch Area | 539 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 8430 |
|---|---|
| Street Address | 1294 NW RIVER TER |
| City | STUART |
| State | FL |
| Zip | 34994-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH RIVER FOREST LOT 10 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 31 |
| Legal Subdivision | NORTH RIVER FOREST |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 300 |
1294 NW River Ter is owned and occupied by an individual who bought it in July 2002.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1294 NW RIVER TER, STUART, FL 34994-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2002 · Amount on File |
| Deed Sale | Jul 12, 2002 · Amount on File |
| Prior Sale | Oct 10, 1997 · Amount on File |
| Deed Document Number | 20021586035 |
| Deed Book / Page | 1662 / 1837 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1294 NW River Ter was $21,041 with a homeowner's exemption, down 1% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,041.00 (-1.04%) Additional exemption filed | $1,346,176 | $2,471,610 Land $1,320,000 Building $1,151,610 |
| 2024 | $21,263.00 (+1.59%) | ||
| 2023 | $20,931.00 (+3.32%) Additional exemption filed | $1,270,134 (+3%) | $2,429,480 (+33.74%) Land $1,210,000 Building $1,219,480 |
| 2022 | $20,259.00 Homeowner's exemption | $1,233,140 | $1,816,540 Land $981,750 Building $834,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1294 NW River Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1294 NW River Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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