1233 NW River Ter, Stuart, FL 34994 Property Records

Martin County property record for 1233 NW River Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1970
Lot Size	0.457 acres (19,907 sqft)
Owner	Individual Name on Record
Last Sale	$566,500 (May 2026)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-37-41-002-000-0005.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-41-002-000-0005.0-8-0000`
Alternative APNs	`31-37-41-002-000-00050-8` `8425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,660 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,907 sqft (0.457 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8425
Street Address	1233 NW RIVER TER
City	STUART
State	FL
Zip	34994-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER FOREST LOT 5
Legal Range	41E
Legal Township	37S
Legal Section	31
Legal Subdivision	NORTH RIVER FOREST
Legal Block	2
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2003
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8681 BELLADONNA DR, COLLEGE GROVE, TN 37046-1449
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Affidavit, Transfer
May 21, 2026	Personal Representative Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE
May 21, 2026	Personal Representative Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	20263187257
Deed Book / Page	3568 / 964
Prior Transfer Date	May 8, 2026
Prior Transfer Doc	0003187256
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MARTIN FL
Recording Date	May 21, 2026
Property Address	1233 NW RIVER TER, STUART, FL 34994-7625
Document Number	0003187252
Book / Page	3568 / 958
Instrument Date	May 21, 2026
Instrument	20263187252
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8681 BELLADONNA DR, COLLEGE GROVE, TN 37046-1449

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARTIN FL
Recording Date	May 21, 2026
Property Address	1233 NW RIVER TER, STUART, FL 34994-7625
Document Number	0003187257
Book / Page	3568 / 964
Instrument Date	May 20, 2026
Instrument	20263187257
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400,515.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003187258,
Date	May 21, 2026
Instrument	20263187258

Lender

Name	COMPASS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARTIN FL
Recording Date	May 21, 2026
Property Address	1233 NW RIVER TER, STUART, FL 34994-7625
Document Number	0035680964
Book / Page	3568 / 964
Instrument Date	May 20, 2026
Instrument	20263187257
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400,515.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003187258,
Date	May 21, 2026
Instrument	20263187258

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	May 21, 2026
Property Address	1233 NW RIVER TER, STUART, FL 34994-7625
Document Number	0003187256
Book / Page	3568 / 962
Instrument Date	May 8, 2026
Instrument	20263187256
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (+0.09%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$177,466 (+5.99%)	$410,500 (+11.21%) Land $245,000 Building $165,500
2024	$2,267.00 (+3.37%)
2023	$2,193.00 (+0.69%) Additional exemption filed	$167,442 (+3%)	$369,130 (+12.56%) Land $245,000 Building $124,130
2022	$2,178.00 Homeowner's exemption	$162,566	$327,940 Land $222,530 Building $105,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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