1234 NW River Ter, Stuart, FL 34994 Property Records

Martin County property record for 1234 NW River Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,412 sqft · built 1971
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,480,000 (Jul 2020)
Tax Bill	$18,872 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jul 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`31-37-41-002-000-0007.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-41-002-000-0007.0-4-0000`
Alternative APNs	`31-37-41-002-000-00070-4` `8427`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	2,412 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	100 ft deep x 110 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	1,282 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8427
Street Address	1234 NW RIVER TER
City	STUART
State	FL
Zip	34994-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH RIVER FOREST LOT 7 OR 341/658
Legal Range	41E
Legal Township	37S
Legal Section	31
Legal Subdivision	NORTH RIVER FOREST
Legal Block	2
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2003
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 NW RIVER TER, STUART, FL 34994-7625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer
Jul 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	20202827119
Deed Book / Page	3144 / 2440
Last Transfer Date	Aug 27, 2025
Transfer Doc	0035180226
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 28, 2022
Property Address	1234 NW RIVER TER, STUART, FL 34994-7625
Document Number	0032890890
Book / Page	3289 / 890
Map Reference	MB 4 PG 21
Instrument Date	Jan 28, 2022
Instrument	2939603
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1234 NW RIVER TER, STUART, FL 34994-7625

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 22, 2020
Property Address	1234 NW RIVER TER, STUART, FL 34994-7625
Document Number	0031442440
Book / Page	003144 / 002440
Instrument Date	Jul 14, 2020
Instrument	2827119
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 NW RIVER TER STUART FL 349947625, STUART, FL 34994-7625

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,872.00 (-1.03%) Homeowner's exemption	$1,208,734 (+5.99%)	$1,832,830 (+5.48%) Land $1,320,000 Building $512,830
2024	$19,069.00 (+1.61%)
2023	$18,767.00 (+3.33%) Additional exemption filed	$1,140,456 (+3%)	$1,737,630 (+25.46%) Land $1,210,000 Building $527,630
2022	$18,163.00 Homeowner's exemption	$1,107,239	$1,385,000 Land $981,750 Building $403,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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