12939 115th St, Largo, FL 33778 Property Records

Pinellas County property record for 12939 115th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,318 sqft · built 1979
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Sep 2026)
Tax Bill$1,736 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-749-8196-0

Property Details

APN / Parcel Number

Primary APNC62-000-749-8196-0
Alternative APNs
  • 09-30-15-38002-002-0090
  • 301509380020020090
  • 153009380020020090
  • R101455

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,318 sqft Living Area
Gross Area2,178 sqft
1st Floor Area1,318 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area380 sqft
Deck Area270 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101455
Street Address12939 115TH ST
CityLARGO
StateFL
Zip33778-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHER HILLS BLK B, LOT 9
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionHEATHER HILLS
Legal Tract38002
Legal BlockB
Legal Lot Number9
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2016
Census Tract25307

Owner

Source: Pinellas County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1083, INDIAN ROCKS BEACH, FL 33785-1083
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Warranty Deed, Transfer · Conventional Mortgage
CLEAREDGELENDING
Aug 15, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Deed Document Number2026244380
Deed Book / Page23691 / 511
Prior Transfer DateJul 12, 2023
Prior Transfer Doc0000211146
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 11, 2026
Property Address12939 115TH ST, LARGO, FL 33778-1804
Document Number0000244380
Book / Page23691 / 511
Instrument DateSep 9, 2026
Instrument2026244380
Transaction TypeTransfer
Record UpdatedSep 25, 2026
Title CompanyCOASTLINE TITLE COMPANY, COASTLINE TITLE OF PINELLAS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265,125.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244381,
DateSep 11, 2026
Instrument2026244381
Lender
NameCLEAREDGELENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 15, 2023
Property Address12939 115TH ST, LARGO, FL 33778-1804
Document Number0225350780
Book / Page22535 / 780
Map ReferenceMB 79 PG 21&22
Instrument DateJul 12, 2023
Instrument2023211146
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12939 115TH ST, LARGO, FL 33778-1804

Transferred To (Grantee/Buyer)

NameVerified Name
Address13427 127TH AVE, LARGO, FL 33774-2425

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,736.00 (+3.52%)$138,675 (+5.99%)$386,674 (+18.18%) Land $143,477 Building $243,197
2023$1,677.00 (+3.9%) Homeowner's exemption$130,842 (+3%)$327,181 (+10.58%) Land $152,957 Building $174,224
2022$1,614.00 Homeowner's exemption$127,031$295,877 Land $157,490 Building $138,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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