Pinellas County property record for 12945 115th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1979 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Oct 2021) |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8195-2 |
| Primary APN | C62-000-749-8195-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101454 |
|---|---|
| Street Address | 12945 115TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEATHER HILLS BLK B, LOT 8 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | HEATHER HILLS |
| Legal Tract | 38002 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 25307 |
12945 115th St is owned and occupied by an individual who bought it in October 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12945 115TH ST, LARGO, FL 33778-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 2021328682 |
| Deed Book / Page | 21751 / 1436 |
| Prior Transfer Date | Jan 21, 2013 |
| Prior Transfer Doc | 0178701953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 7, 2021 |
| Property Address | 12945 115TH ST, LARGO, FL 33778-1804 |
| Document Number | 0217511436 |
| Book / Page | 21751 / 1436 |
| Map Reference | MB 79 PG 21&22 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021328682 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | PINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14188 200 UOIS AVE, 14188, LARGO, FL 33774 |
| Name | Verified Name |
|---|---|
| Address | 12945 115TH ST, LARGO, FL 33778-1804 |
| Document Number | 217511437 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 21751/1437 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 12945 115th St was $4,058 with a homeowner's exemption, up 5.7% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,058.00 (+5.73%) Homeowner's exemption | $255,965 | $437,358 Land $145,075 Building $292,283 |
| 2024 | $3,838.00 (+1.8%) | ||
| 2023 | $3,770.00 (+3.03%) Homeowner's exemption | $241,506 (+3%) | $389,917 (+14.83%) Land $160,336 Building $229,581 |
| 2022 | $3,659.00 Homeowner's exemption | $234,472 | $339,568 Land $162,209 Building $177,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12945 115th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12945 115th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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