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12863 115th St, Largo, FL 33778 Property Records

Pinellas County property record for 12863 115th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1979
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Jun 2021)
Tax Bill$5,439 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-749-8198-6

Property Details

APN / Parcel Number

Primary APNC62-000-749-8198-6
Alternative APNs
  • 09-30-15-38002-002-0110
  • 301509380020020110
  • 153009380020020110
  • R101457

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area288 sqft
Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101457
Street Address12863 115TH ST
CityLARGO
StateFL
Zip33778-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHER HILLS BLK B, LOT 11
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionHEATHER HILLS
Legal Tract38002
Legal BlockB
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2016
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12863 115TH ST, LARGO, FL 33778-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Apr 7, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleAug 14, 1998 · Amount on Record
Deed Document Number2021198102
Deed Book / Page21583 / 54
Prior Transfer DateMar 24, 2021
Prior Transfer Doc0214722057
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 15, 2021
Property Address12863 115TH ST, LARGO, FL 33778-1804
Document Number0215830054
Book / Page21583 / 54
Map ReferenceMB 79 PG 21
Instrument DateJun 9, 2021
Instrument2021198102
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10178 SAILWINDS BLVD S APT 204, 204, LARGO, FL 33773-2378

Mortgage

Document Number2158357
DateJun 15, 2021
Instrument21583/57
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateApr 7, 2021
Property Address12863 115TH ST, LARGO, FL 33778-1804
Document Number0214722057
Book / Page21472 / 2057
Map ReferenceMB 79 PG 21
Instrument DateMar 24, 2021
Instrument2021112119
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12863 115TH ST, 12863, SEMINOLE, FL 33778-1804

Transferred To (Grantee/Buyer)

NameVerified Name
Address13211 MEMORY LN, FAIRFAX, VA 22033-3529

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,439.00 (+7.34%) Homeowner's exemption$328,670 (+5.99%)$382,856 (+12.51%) Land $143,678 Building $239,178
2023$5,067.00 (+2.86%) Homeowner's exemption$310,104 (+3%)$340,289 (+13.03%) Land $156,783 Building $183,506
2022$4,926.00 Homeowner's exemption$301,072$301,072 Land $159,809 Building $141,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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