12935 109th St, Largo, FL 33778 Property Records

Pinellas County property record for 12935 109th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1977
Lot Size0.222 acres (9,657 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Oct 2016)
Tax Bill$2,275 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-749-8561-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-8561-5
Alternative APNs
  • 09-30-15-64739-001-0160
  • 301509647390010160
  • 153009647390010160
  • R101820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,046 sqft
1st Floor Area1,368 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,657 sqft (0.222 acres)
Lot Dimensions140 ft deep x 71 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area260 sqft
Deck Area144 sqft
Patio Area144 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101820
Street Address12935 109TH ST
CityLARGO
StateFL
Zip33778-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGEWOOD ESTATES SUB SECTION 2 BLK A, LOT 16
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionORANGEWOOD ESTATES SUB
Legal Tract64739
Legal BlockA
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2000
Census Tract25311

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12935 109TH ST, LARGO, FL 33778-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2016 · Amount on Record
Deed SaleOct 26, 2016 · Amount on Record
Deed Document Number2016326895
Deed Book / Page19389 / 1418
Prior Transfer DateApr 1, 2003
Prior Transfer Doc1264002151
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,275.00 (+8.64%) Homeowner's exemption$162,036 (+5.99%)$319,381 (+8.35%) Land $153,192 Building $166,189
2023$2,094.00 (+3.61%) Homeowner's exemption$152,883 (+3%)$294,758 (+11.1%) Land $163,415 Building $131,343
2022$2,021.00 Homeowner's exemption$148,430$265,314 Land $164,567 Building $100,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on 109th St

Nearby Streets

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