Pinellas County property record for 12927 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1978 |
| Lot Size | 0.225 acres (9,805 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,467 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8560-7 |
| Primary APN | C62-000-749-8560-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,805 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101819 |
|---|---|
| Street Address | 12927 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGEWOOD ESTATES SUB SECTION 2 BLK A, LOT 15 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | ORANGEWOOD ESTATES SUB |
| Legal Tract | 64739 |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25311 |
12927 109th St is owner-occupied and held in a trust since March 2015.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12927 109TH ST, LARGO, FL 33778-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 18, 2015 |
| Transfer Doc | 0187130675 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12927 109th St was $1,467 with a homeowner's exemption, up 6.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (+6.85%) Homeowner's exemption | $119,463 | $323,984 Land $152,588 Building $171,396 |
| 2024 | $1,373.00 (+2.92%) | ||
| 2023 | $1,334.00 (+4.3%) Homeowner's exemption | $112,715 (+3%) | $296,482 (+9.38%) Land $163,354 Building $133,128 |
| 2022 | $1,279.00 Homeowner's exemption | $109,432 | $271,066 Land $166,250 Building $104,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12927 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12927 109th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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