Pinellas County property record for 12883 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,909 sqft · built 1980 |
| Lot Size | 0.202 acres (8,838 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,900 (Apr 1982) |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8558-1 |
| Primary APN | C62-000-749-8558-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,909 sqft Heated Area |
| 1st Floor Area | 1,397 sqft |
| 2nd Floor Area | 512 sqft |
| Upper Floors Area | 512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,838 sqft (0.202 acres) |
| Lot Dimensions | 140 ft deep x 71 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 297 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101817 |
|---|---|
| Old Parcel Number | 153009647390010130 |
| Street Address | 12883 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGEWOOD ESTATES SUB SECTION 2 BLK A, N 64 FT OF LOT 13 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 09 |
| Legal Subdivision | ORANGEWOOD ESTATES SUB SECTION 2 |
| Legal Block | N,A |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25311 |
12883 109th St is owned and occupied by two individuals who bought it in April 1982.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12883 109TH ST, LARGO, FL 33778-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1982 · Amount on File |
| Deed Sale | Apr 30, 1982 · Amount on File |
| Deed Document Number | 0005331113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12883 109TH ST, LARGO, FL 33778-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12883 109TH ST, LARGO, FL 33778-2117 |
| Document Number | 0214942421 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 21494/2421 |
| Instrument | 2021129573 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 12883 109th St was $2,335 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,335.00 Homeowner's exemption | $165,204 | $434,492 Land $153,956 Building $280,536 |
| 2023 | $2,150.00 (+3.51%) Homeowner's exemption | $155,872 (+3%) | $391,054 (+11.31%) Land $168,259 Building $222,795 |
| 2022 | $2,077.00 Homeowner's exemption | $151,332 | $351,319 Land $175,310 Building $176,009 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12883 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12883 109th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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